BANK EXAM PORTAL : Online Community for BANK Exams.: Daily Questions Challenge for IBPS Exams - 29 August 2017

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Posted: 29 Aug 2017 05:55 AM PDT

Daily Questions Challenge for IBPS Exams - 29 August 2017

 

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post.

Ques- Srinagar is situated on the banks of which of the following rivers?

A. Jhelum
B. Ravi
C. Tapi
D. Indus

Ques- Who among the following is ex-officio member of NITI Aayog?

a) Union Finance Minister
b) Union Home Minister
c) Mister of Human resource development
d) Union Agriculture Minister
A) a, b
B) b, c and d
C) a, d
D) a, b and d

Ques- Which of the following is not an Indian ocean island country?

A. Comoros
B. Madgascar
C. Seychelles
D. Cyprus

Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post
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Posted: 29 Aug 2017 05:48 AM PDT
Bank Exam Current Affairs

Current Affairs for BANK, IBPS Exams 29 August 2017

 

::National::

 

J&K govt wants inland waterways in Jhelum

  • Jammu and Kashmir Chief Minister Mehbooba Mufti called for introduction of inland water transport in the State’s water bodies, including Jhelum river, to boost tourism and provide an alternate connectivity module to the people.
  • “Jhelum being the nerve centre of the valley’s sociocultural ethos, movement of people and freight through the river would re-create the good old days for which the place is known for.
  • This will give a boost to tourism too,” she said, while interacting with a visiting team of the Inland Waterways Authority of India led by its chairperson Nutan Guha Biswas.
  • Ms. Mehbooba also asked for covering Salal Dam, Sindh and Chenab rivers under the inland water transport scheme and further requested for the revival of the old navigational channels in Wullar Lake to make it an attraction for water transport.
  • He added that Ms. Biswas informed the CM that all steps would be taken to make Jhelum, Ravi, Tawi, Sindh and other rivers navigable.

Good monsoon raises dam water

  • Heavy rains in catchment areas in the past week have added 68 TMC of water in over 3,200 dams across Maharashtra.
  • The State Water Resources Department said 3,247 dams in the State had 1,048.76 TMC of water as on August 21, and it rose to 1,116.87 TMC by August 28.
  • Marathwada region, which largely grows food grains, was the biggest beneficiary of last week’s showers.
  • The region boasts 955 reservoirs and dams and the collective water stock was 137.39 TMC on August 21. It rose to 154.62 TMC by August 28, recording an increase of 17.23 TMC.
  • The average water stock on August 21 was 54.52% of the total storage capacity of 1,709.21 TMC of all the dams in Maharashtra. The report said, “On the same date last year, the total water storage was 61.97%.
  • The picture changed in the last seven days and the water stock as of Monday was 59.21% as against 62.88% the previous year.”

Indian ocean sees changes in stresses

  • Geological stresses building along the Indo-Australian tectonic plate boundary in the Southern Indian Ocean have the potential to cause a powerful earthquake, triggering a tsunami across much of South India.
  • Tsunami waves triggered by the undersea quake would propagate northward towards the Indian peninsula. Pointing out that the southern parts of the Indian landmass would be in the direct line of the tsunami.
  • The possibility of a tsunami from the south of India had been ignored, he said. The largest strike-slip earthquake on record had happened along the Indo- Australian plate boundary in 2012.
  • The phenomenon occurred when tectonic plates slipped horizontally along a fault line, unlike most large earthquakes which were caused when two plates collided at their boundaries and one plate slid beneath the other.
  • A section of geo-scientists had, however, refuted the idea, he pointed out.
  • The Andaman subduction zone in the Bay of Bengal and the Makaran subduction zone in the Arabian Sea were the other tsunamigeic zones in the Indian plate region that had been subjected to studies.
  • More than 300 delegates from various research institutions are attending the three-day conference.

Centre set to roll out new treatment for encephalitis

  • Weeks after several children died of encephalitis-related complications at the Baba Raghav Das (BRD) Medical College, Gorakhpur, the Centre is looking to introduce a new drug, traditionally used for acne, to deal with the seasonal outbreaks of acute encephalitis.
  • Last year the Indian Council of Medical Research (ICMR) said the drug did not appear potent enough to merit being immediately rolled out as a standard treatment for treating patients afflicted with the Japanese encephalitis ( JE) virus.
  • In 2008, researchers at the National Brain Research Centre (NBRC), Manesar found that minocycline — an antibiotic typically used to treat severe acne — surprisingly seemed to cure rats infected with the JE virus.
  • Independent teams of doctors and researchers between 2008 and 2013 have conducted trials on patients and have concluded, that minocycline worked well on patients with AES symptoms, who survived the first day of hospitalisation.
  • The studies included a trial on 50 patients, time at the BRD Medical College, Gorakhpur itself on the use of minocycline, in specific cases of JE. The researchers found that using the medicine reduced hospital stay but didn’t significantly improve overall mortality.
  • The ICMR said last year that the trials showed that the number of patients who seemed to benefit wasn’t “statistically significant” and a larger, more systematic trial at multiple locations was needed to establish the efficacy of the drug.

::India and World::

 

India and China end the crisis of Doklam

  • According to other sources, the two sides would also see a meeting between National Security Adviser Ajit Doval and state councillor Yang Jiechi.
  • While neither side spoke about the future of the PLA’s road construction towards Jompelri, which had sparked off the standoff on June 16 after Indian troops moved to assist Bhutanese troops in the area.
  • Chinese officials said “border troops continue to patrol the ‘Donglang’ [Doklam] area” and that China exercised “sovereignty” there, implying that Beijing, so far, did not consider the area as a disputed tri-junction.
  • At least two Indian government sources confirmed that India had agreed to withdraw troops first as a “goodwill gesture”, giving the Chinese side a facesaver. “One side had to move first,” an official said.
  • While officials denied that “any country” other than India and China had been involved, and only Bhutan was informed of the progress of talks, Russian diplomatic sources told.
  • Officials said while the crisis ahead of the BRICS summit had been averted, there was a need for bilateral engagement to clarify China and India’s position on boundary talks, the Sikkim boundary, and the location of the tri-junction.

::International::

 

Myanmar military intensifies operations

  • Myanmar security forces intensified operations against Rohingya insurgents on Monday, police and other sources said, following three days of clashes with militants in the worst violence involving Myanmar’s Muslim minority in five years.
  • The fighting — triggered by coordinated attacks on Friday by insurgents wielding sticks, knives and crude bombs on 30 police posts and an Army base — has killed 104 people and led to the flight of large numbers of
  • Muslim Rohingya and Buddhist civilians from the northern part of Rakhine State.
  • A Buthidaung-based reporter, citing police sources directly involved in events, said three police posts in northern Buthidaung had been surrounded by Rohingya insurgents.
  • Joint military operations In neighbouring Bangladesh, border guards tried to push back refugees stranded in no man’s land near the village of Gumdhum.
  • Islamist group An Islamist group called the Arakan Rohingya Salvation Army, which Myanmar has declared a terrorist organisation, has claimed responsibility. It was also behind the violence in October.

::Business and Economy::

 

NITI Aayog wants labour laws to be made flexible

  • The government should reform labour laws and make them more flexible to make it easier to do business in the country, the NITI Aayog said in an Ease of Doing Business report.
  • The report, based on an enterprise survey of 3,276 manufacturing firms, was prepared jointly by NITI Aayog and IDFC Institute.
  • “According to our survey’s finding, firms in labour- intensive sectors find compliance with labour-related regulations particularly onerous. This fact translates into enterprises avoiding the labour-intensive sectors,” according to the report.
  • The survey found that more enterprises in labourintensive sectors reported that finding skilled workers, hiring contract labour and terminating employees was a major or a severe obstacle.
  • Such sectors also reported a significantly higher average time taken for environmental approval and more days lost due to strikes and lockouts, it said.

Govt to give some more time to handset makers

  • The Centre is likely to extend the last date for handset companies to submit details on their security practices to safeguard users’ personal data after a majority failed to meet the August 28 deadline.
  • Following reports of data leakage and theft, the government had asked about 30 smartphone vendors to provide details of practices and procedures they follow to ensure that user data remains safe.
  • Chinese brands These companies — including Chinese firms such as Vivo, Oppo, Xiaomi, OnePlus and Gionee — besides others inclusive of Apple, Samsung and Micromax, were given eight days to respond.
  • Four companies — Sony, Apple, Samsung and Oppo, had requested more time to respond
  • There is an urgent need to ensure safety and security of mobile phones, especially in the light of the government’s digitisation push.

TRAI starts process for next round of spectrum auction

  • The Telecom Regulatory Authority of India on Monday kick-started the process for the next round of spectrum auctions by issuing a consultation paper on key issues for sale of airwaves, including for offering 5G services.
  • The issues on which the regulator has sought comments include the quantum of spectrum to be auctioned, optimal block size, spectrum cap, roll-out conditions and methods to be used for valuation and estimation of reserve price of spectrum.
  • The Department of Telecommunications (DoT) had earlier said it planned to auction spectrum in the 700 MHz, 800 MHz, 900 MHz, 1800 MHz, 2100 MHz, 2300 MHz, 2500 MHz, 3300- 3400 MHz and 3400-3600 MHz bands in 2017.
  • DoT had proposed the auction of 60% of the total spectrum that remained unsold after the last auctions held in October 2016, in addition to two more bands — 3300-3400 MHz and 3400-3600 MHz, used to offer 5G services.
  • In the last auction, 2,355 megahertz (MHz) of spectrum worth 5.6 lakh crore across seven bands was put up for bids and fetched the government revenues of 65,789 crore.
  • The last date for sending comments is September 25, and counter comments are to be sent by October 3, 2017.

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Posted: 29 Aug 2017 05:26 AM PDT

 

(Notification) Recruitment of Federal Bank PO - 2017

 

Important Dates

Opening Date of Online Registration Gateway/ Remittance of Application fee23rd August 2017
Closing Date of Online Registration Gateway/ Remittance of Application fee4 th September 2017
Aptitude Test (tentative dates)4 th week of September 2017

Scale of Pay and Other Emoluments

i. Officer (in Scale I)
Candidate who joins the Bank as Officer in Scale I will be offered the following pay scale:
`23700 - 980/7 - 30560 – 1145/2 - 32850 – 1310/7 – 42020
DA, HRA, CCA will be paid as per rules of the Bank in force from time to time depending upon the place of posting. Medical Aid, Hospitalization Scheme, Leave Fare Concession, retirement benefits and other perquisites will be admissible as per Bank’s rules.
ii. Clerk
Candidate who joins the Bank as Clerk will be offered the following pay scale:
`11765 – 655/3 - 13730 – 815/3 - 16175 – 980/4 - 20095 – 1145/7 - 28110 – 2120/1 - 30230
– 1310/1 – 31540
DA, HRA, CCA will be paid as per rules of the Bank in force from time to time depending upon the place of posting. Medical Aid, Hospitalization Scheme, Leave Fare Concession, retirement benefits and other perquisites will be admissible as per Bank’s rules.

Period on probation

i. Officer - Candidates selected as officers will be on probation for a period of 2 years.
ii. Clerk - Candidates selected as clerks will be on probation for a period of 6 months.

Eligibility Criteria

(A) Age (As on 01.07.2017)
i. Officer – Candidates shall not exceed 26 years as on 01.07.2017 (candidates should be born on or after 02.07.1991) for being eligible for the post of Officer.
ii. Clerk – Candidates shall not exceed 24 years as on 01.07.2017 (candidates should be born on or after 02.07.1993) for being eligible for the post of Clerk.
(B) Educational Qualifications
i. Officer
  • Graduation with minimum 60% marks from any recognized university or other institutions established by an Act of parliament or declared to be deemed as a University under Section 3 of U G C Act, 1956.
  • Should have obtained minimum 60% marks for SSC or equivalent exam & 60% marks for Plus 2 or equivalent exam.
  • Candidates should have acquired the stipulated educational qualification through regular mode of study.
ii. Clerk
  • Graduation with minimum 60% marks from any recognized university or other institutions established by an Act of parliament or declared to be deemed as a University under Section 3 of U G C Act, 1956.
  • Candidates should have acquired the stipulated educational qualification through regular mode of study.

Mode of Selection

Selection will be based on Online Aptitude Test, Group Discussion and Personal Interview or any other mode of selection to be decided by the Bank. The online aptitude test will be followed by a psychometric questionnaire for a maximum duration of 20 minutes. The process will be conducted in various centers depending upon the number of candidates.
The Bank reserves the right to allot the candidate any of the centers other than the one opted for by him, to advance/ postpone / reschedule the interview dates and/ or to add or delete or modify/ change the centre and venues and/ or cancel the selection process on account of technical or administrative exigencies or any other reason.
Only the short-listed candidates will be called for the second phase of selection process consisting of Group Discussion (GD) & Personal Interview (PI). The short-listing of the candidates will be made on the basis of the candidate’s performance in the Online Aptitude Test. The Bank reserves the right to call only the requisite number of candidates for GD & PI, after short-listing as aforesaid.

Test pattern

Sl
No		Name of the TestNumber of
Questions		Maximum
Marks		Time
IVerbal Ability - English Language3030Composite time of 90 minutes for all the tests together
IILogical Aptitude - Reasoning3030
IIIQuantitative / Numerical Ability3030
IVGeneral, Socio-economic & Banking awareness2525
VComputer Awareness2020
VIDigital Banking1515
Total
150
150
ii) The online aptitude test pattern for the recruitment of Clerk consists of 6 sections as given below:
Sl
No		Name of the TestNumber of
Questions		Maximum
Marks		Time
IVerbal Ability - English Language2020Composite time of 90 minutes for all the tests together
IILogical Aptitude - Reasoning2020
IIIQuantitative / Numerical Ability2020
IVGeneral, Socio-economic & Banking awareness1010
VComputer Awareness1010
VIDigital Banking1010
Total
90
90
There will be negative marks at the rate of 0.25 for wrong answers. The qualifying criteria will be decided by the Bank as per its selection / recruitment policy. Online Aptitude Test will be followed by a Psychometric Questionnaire for a maximum duration of 20 minutes.

Venues for online aptitude test

The Bank will conduct the online aptitude test at the following centers pan India:
i. Officer
Ahmedabad AlapuzhaBangloreBarodaBelgaum
BhopalBhubaneswarChandigrhChennaiCoimbatore
ErnakulamGurgaonGuwahatiHyderabadIndore
JaipurKolhapurKolkataKollamKottayam
KozhikodeLucknowLudhianaMaduraiManglore
MumbaiMysoreNagpurNasikNew Delhi
PanjiPatnaPuducherryPuneRaipur
RajkotSalemSuratTirunelveliThiruvananthapuram
ThrissurVijyawadaVishakhapatnam
ii. Clerk
BangloreBelgaumGuwahatiHyderabadMangalore
MumbaiMysoreNagpurNasikNew Delhi
Pune

Service Agreement

i. Officer
The selected candidates will be required to execute a Service Agreement upon joining the Bank undertaking to serve the Bank for 2 years or to pay the Bank a sum of `50000/- in case the candidate leaves the Bank before completion of the service period.
ii. Clerk
The selected candidates will be required to execute a Service Agreement upon joining the Bank undertaking to serve the Bank for 2 years or to pay the Bank a sum of `30000/- in case the candidate leaves the Bank before completion of the service period.

HOW TO APPLY

IMPORTANT POINTS TO BE NOTED BEFORE REGISTRATION
Before applying online, candidates should:
a. Scan their photograph and signature ensuring that both the photograph and signature adhere to the required specifications as given under Guidelines for photograph & signature scan and upload.
b. Have a valid personal email ID and mobile number, which should be kept active till completion of this Recruitment Process. Bank may send intimation to download call letters for the Examination etc. through the registered e-mail ID. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and mobile no. before applying on-line and must maintain that email account and mobile
number.
c. Keep the particulars of educational qualifications and other personal details ready before applying as these details are required to fill in the online application form.
d. APPLICATION FEES/ INTIMATION CHARGES (NON REFUNDABLE) PAYMENT OF FEE ONLINE: 23.08.2017 to 04.09.2017
A. APPLICATION REGISTRATION PROCEDURE
a. Eligible candidates shall go to the ‘Careers’ page of the Bank’s official website www.federalbank.co.in & click on the option "Apply Online" which will open a new screen.
b. The application format should be filled in English only.
c. To register application, choose the tab "Click here for New Registration" and enter Name, Contact details and Email-id. A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent.
d. In case the candidate is unable to complete the application form in one go, he / she can save the data already entered by choosing "SAVE AND NEXT" tab. Prior to submission of the online application candidates are advised to use the "SAVE AND NEXT" facility to verify the details in the online application form and modify the same if required. Visually Impaired candidates should fill the application form carefully and
verify/ get the details verified to ensure that the same are correct prior to final submission.
e. Candidates are advised to carefully fill and verify the details filled in the online application themselves as no change will be possible/ entertained after clicking the FINAL SUBMIT BUTTON.
f. The Name of the candidate or his /her Father/ Husband etc. should be spelt correctly in the application as it appears in the Certificates/ Mark sheets/Identity proof. Any change/alteration found may disqualify the candidature.
g. Validate your details and Save your application by clicking the 'Validate your details' and 'Save & Next' button.
h. Candidates can proceed to upload Photo & Signature as per the specifications given in the Guidelines for scanning & upload of Photograph and Signature detailed separately.
i. Candidates can proceed to fill other details of the Application Form.
j. Click on the Preview Tab to preview and verify the entire application form before FINAL SUBMIT.
k. Modify details, if required, and click on 'FINAL SUBMIT' ONLY after verifying and ensuring that the photograph, signature uploaded and other details filled by you are correct.
l. Click on 'Payment' Tab and proceed for payment.
m. Click on 'Submit' button.
B. PAYMENT OF FEES (ONLINE MODE)
a. The application form is integrated with the payment gateway and the payment process can be completed by following the instructions.
b. The payment can be made by using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/ Mobile Wallets.
c. After submitting your payment information in the online application form, PLEASE WAIT FOR THE INTIMATION FROM THE SERVER. DO NOT PRESS BACK OR REFRESH BUTTON IN ORDER TO AVOID DOUBLE CHARGE
d. On successful completion of the transaction, an e-Receipt will be generated.
e. Non-generation of 'E-Receipt' indicates PAYMENT FAILURE. On failure of payment, Candidates are advised to login again using their Provisional Registration Number and Password and repeat the process of payment.
f. Candidates are required to take a printout of the e-Receipt and online Application
Form. Please note that if the same cannot be generated, online transaction may not have been successful.
g. For Credit Card users: All charges are listed in Indian Rupee. If you use a non-Indian credit card, your bank will convert to your local currency based on prevailing exchange rates.
h. To ensure the security of your data, please close the browser window once your transaction is completed.
i. There is facility to print application form containing fee details after payment of fees.
Note: To ensure the security of data, candidates are advised to close the browser window once the transaction & the whole registration process is successfully completed.

Click Here for Official Notification

 

Click Here to Apply Online

 

Printed Study Material for Bank PO Exams

Courtesy : Federal Bank
Posted: 29 Aug 2017 02:51 AM PDT

IBPS logo

IBPS (PO) Previous Year Exam Paper - 2013

 

Subject:  General Awareness

141. Which of the following is a receipt listed in India and traded in rupees declaring ownership of shares of a foreign company?

(1) Indian Depository Receipt (IDR)
(2) European Depository Receipt (EDR)
(3) Global Depository Receipt (GDR)
(4) American Depository Receipt (ADR)
(5) Luxemburg Depository Receipt (LDR)

142. A bank without any branch network that offers its services remotely through online banking, telephone/mobile banking and interbank ATM network alliances is known as

(1) Universal Banking
(2) Indirect Bank
(3) Door Step Bank
(4) A Direct Bank
(5) Unit Banking

143. Which of the following Indian Universities is Asia’s largest residential university?

(1) Allahabad University
(2) Utkal University
(3) Banaras Hindu University
(4) Anna University
(5) Jawaharlal Nehru University

144. In October, 2013, which country has confirmed plans to create a secure mail service to protect its citizens and businesses against foreign espionage?

(1) Mexico
(2) Brazil
(3) Sweden
(4) Germany
(5) None of these

145. The campaign name ‘Heal India’ aims to create awareness about which of the following diseases?

(1) Mental illness
(2) AIDS
(3) Leprosy
(4) Alzheimer
(5) None of these

146. The target set by the UIDAI for issuance of Aadhaar cards upto 2014 is

(1) 50 crore cards
(2) 55 crore cards
(3) 45 crore cards
(4) 40 crore cards
(5) 60 crore cards

147. Which of the following nations has signed a comprehensive free trade agreement with European Union?

(1) Japan
(2) China
(3) Russia
(4) Canada
(5) None of these

148. According to the provisions of the income Tax Act, 1961 a resident individual is categorised as a ‘very senior citizen’ when he is

(1) 80 yr of age or older
(2) 75 yr of age or older
(3) 90 yr of age or older
(4) 85-yr of age or older
(5) 65 yr of age or older

149. Who among the following has recently been conferred with the first Yash Chopra Memorial Award?

(1) Other than those given as options
(2) Madhuri Dixit Nene
(3) Ramesh Sippy
(4) Lata Mangeshkar
(5) AR Rahman

150. Which of the following is an investment advisory discipline?

(1) Corporate Industrial Finance
(2) Offshare Banking
(3) Wholesale Banking
(4) Wealth Management
(5) Trade Finance


151. The Aadhar-enabled Payment System (AEPS) is a bank-led model that facihtates banking facilities through banking correspondents across banks. However, Aadhaar- enabled basic types of banking transactions do ‘not’ include

(1) Aadhaar to Aadhaar funds transfer
(2) Small overdraft facility
(3) Cash withdrawal
(4) Balance enquiry
(5) Cash deposit

152. A type of fraud wherein criminals use an innocent person’s details to open or use an account to carry out financial transactions is known as

(1) identity theft
(2) hacking
(3) money laundering
(4) espionage
(5) phishing

153. Deepak Lathore is related to which of the following sports?

(1) Hockey
(2) Cricket
(3) Badminton
(4) Football
(5) Weightlifting

154. Who among the following is the author of the book “The Lowland”?

(1) Jhumpa Lahiri
(2) Amitav Ghosh
(3) Salman Rushdie
(4) Hamid Ansari
(5) Chetan Bhagat

155. Which of the following Indian actresses- has recently (October, 2013 been honoured at the British House of Commons for her contribution to the global entertainment industry?

(1) Shabana Azmi
(2) Kareena Kapoor
(3) Nandita Das
(4) Aishwarya Rai Bachchan
(5) Vidya Balan

156. Who among the following is the current Chief Election Commissioner (CEC) of India?

(1) KG Balakrishnan
(2) Ranjit Sinha
(3) Montek Singh Ahluwalia
(4) VS Sampath
(5) SY Quraishi

157. The part of a company’s earnings or profits which are paid out to shareholders is known as

(1) capital gains
(2) taxes
(3) interest on borrowings
(4) dividends
(5) penal interest

158. NABARD is responsible for regulating and Supervising the functions of

(1) Investment and Industrial Finance Banks
(2) Cooperative Banks and Regional Rural Banks
(3) Corporate Finance and Overseas Banking Units
(4) Private Sector and Multinational Banks
(5) Reserve Bank of India

159. The government of India has announced a ‘funding for lending’ scheme. Who are. the beneficiaries for this scheme?

(1) Commercial Banks
(2) Regional Rural Banks
(3) Micro-finance Institutions
(4) Finance Departments of the State Governments
(5) None of the above

160. The arrangement under which banks sell insurance products acting as the agents of the respective companies is called the

(1) Insurance joint venture
(2) Bancassurance Model
(3) Hybrid Insurance Model
(4) Insurance Broking
(5) Integrated Model

161. The concept of ‘Micro Credit’ essentially concentrates on

(1) consumption smoothening as and when needed
(2) providing safe place to hold savings
(3) accepting deposits
(4) provision of credit to the poor
(5) facility to transfer money

162. With effect from July 1, 2012, for calculation of lending, rates, the Reserve Bank of India has advised banks to switch over to the

(1) MSF Rate System
(2) Reverse Repo Rate System
(3) Bank Rate System
(4) Repo Rate System
(5) Base Rate System

163. An Equity share is also commonly referred to as

(1) ordinary share
(2) debenture
(3) convertible share
(4) security receipt
(5) preferred stock

164. Which among the following Companies in India has a tie-up with the Japanese Financial Nomura for insurance market?

(1) ICICI Bank
(2) UCO Bank
(3) Kotak Finance
(4) Life Insurance Corporation of India
(5) None of the above

165. The seed capital of Bhartiya Mahila Bank is

(1) Rs 2000 crore
(2) Rs 1000 crore
(3) Rs 4000 crore
(4) Rs 3000 crore
(5) None of these

166. The World Health Organization (WHO) is a specialised agency of the United Nations (UN) that is concerned with international Public Health. It is headquartered at

(1) Sweden
(2) Switzerland
(3) United Kingdom
(4) France
(5) Germany

167. The process by which a life insurance policyholder can transfer all rights, title and interest under a policy contract to a third person is known as

(1) Assignment of the policy
(2) Hypothecation of the policy
(3) Reinvestment of the policy
(4) Negotiation of the policy
(5) Nomination of the policy

168. Which of the following communities is ‘not’ notified as a ‘minority community’ by the ministry of Welfare, Government of India?

(1) Sikhs
(2) Zoroastrians
(3) Buddhists
(4) Jains
(5) Christians

169. In October, 2013, which of the following countries has decided to scrap its two currency system?

(1) Mongolia
(2) Sweden
(3) Cuba
(4) Jamaica
(5) None of these

170. Cheraw, the Bamboo Dance, is of which Indian states?

(1) Mizoram
(2) Sikkim
(3) Arunachal Pradesh
(4) Manipur
(5) Asom

171. 8th National Conference of Krishi Vigyan Kendra-2013 was held at

(1) Chennai
(2) Mumbai
(3) Lucknow
(4) Kolkata
(5) Bangalore

172. Which of the following institutions is regarded as the ‘Lender of the Last Resort’ by Banks in India?

(1) State Bank of India (SBI)
(2) The State Treasury
(3) Reserve Bank of India (RBI)
(4) World Bank
(5) Department of Financial Services (DFS)

173. A bank’s ‘fixed deposit’ is also referred to as a

(1) term deposit
(2) savings bank deposit
(3) current deposit
(4) demand deposit
(5) home savings deposit

174. To improve access of the poor to banking, RBI has advised banks to open branches with minimum infrastructure supporting up to 8 to 10 Business Correspondents (BC) at a reasonable distance of 3-4 km. Such branches are known as

(1) Nodal branches
(2) Micro branches
(3) Mini branches
(4) Ultra small branches
(5) Satellite branches

175. Which of the following services relate to execution of transactions directly with consumers, rather than corporations or other banks?

(1) Wholesale Banking Services
(2) Industrial Banking Services
(3) Investment Banking Services
(4) Corporate Banking Services
(5) Retail Banking Services

176. World Food Day is celebrated every year around the world on

(1) July 4
(2) October 16
(3) Other than those given as options
(4) August 12
(5) May 18

177. As per Census 2011, which of the following Indian states has the lowest population density?

(1) Nagaland
(2) Manipur
(3) Arunachal Pradesh
(4) Himachal Pradesh
(5) Meghalaya

178. The minimum age for becoming a member of Rajya Sabha is

(1) 28yr
(2) 40yr
(3) 30yr
(4) 35yr
(5) 25yr

179. Banks’ mandatory lending to farmers for agriculture, micro and small enterprises and other weaker sections where in banks are required to lend up to 40% of the loans is generally described as

(1) Para banking
(2) Sub-prime lending
(3) Retail lending
(4) Non-priority sector lending
(5) Priority sector lending

180. Which of the following statements regarding the ‘Direct Benefits Transfer Scheme (DBT)’ of the government of India is ‘not’ true?

(1) The scheme covers LPQ subsidies, pension payments and scholarships
(2) Indirect transfers of benefits are more prone to leakage than direct transfers
(3) Under DBT, money is directly transferred into bank accounts of beneficiaries
(4) The scheme was launched on January 1, 2013 to cover 20 districts initially
(5) The scheme is likely to increase the subsidy bill of the government

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Subject: General Awareness

1. Which of the following is the boundary line between India and Pakistan?’
(1) 17th Parallel
(2) Radcliffeline
(3) Other than those given as options
(4) Hindenburg Line
(5) McMahon Line
2. Banks generally insist account holders to nominate persons to whom the money lying in their accounts should go in the event of
(1) death of account holder
(2) illness of account holder
(3) account holder migrates
(4) account holder turns bankrupt
(5) Other than those given as options
3. Credit Risk refers to the risk that
(1) borrower may opt to get necessary permit/licences
(2) wrong strategy is adopted
(3) a borrower will default on any type of debt
(4) loan processing may be faulty
(5) interest rate in the markets may increase
4. Which of the following is the currency of Cambodia?
(1) Cambodian Dollar
(2) Ringgit
(3) Peso
(4) Riel
(5) Other than those given as options
5. Which of the following is a source of collecting money from the public for a company for the first time?
(1) Rights issue
(2) Bonus shares
(3) Follow on offering
(4) Initial public offer
(5) Secondary offering
6. Which of the following concepts of banking involves booking of web-enabled touch point for basic banking services?
(1) Extension Conters
(2) Retail Banking
(3) Kiosk Banking
(4) Satellite Banking
(5) Mobile Banking
7. Face value of a Government security is the amount that is to be paid to an investor at the maturity date of the security. The face value is not the same as the
(1) Par value
(2) Market Price
(3) Redemption value
(4) Repayment amount
(5) Principal value
8. As per the 2011 Census report, India’s population below the age of 35 years is
(1) between 30 & 35%
(2) between 40 & 50%
(3) between 35 & 40%
(4) more than 65%
(5) between 50 & 65%
9. The facility to help insurance policy holders buy and keep policies in electronic form rather than as a paper document is called
(1) Insurance Warehousing
(2) Insurance Cache
(3) Insurance Stockpile
(4) Insurance Depository
(5) Insurance Repository
10. Based on the recovery of the dues, banks are required to classify non-performing assets (NPAs) in the books of the bank under the categories
(1) Substandard, Doubtful and Bad Debts
(2) Standard, Doubtful and Written-Off Assets
(3) Standard, Substandard and Doubtful Assets
(4) Standard, Doubtful and Loss Assets
(5) Substandard, Doubtful and Loss Assets
11. A mutual fund scheme in which the investors commit their money for a particular period is known as
(1) Long-End Scheme
(2) Closed-End Scheme
(3) Long-Term Fund
(4) Open-End Scheme
(5) Back-End Scheme
12. In the Asian Games who among the following won the silver Medal for India in Squash?
(1) Geetika Jakhar
(2) Yogeshwar Dutt
(3) Vinesh Phogat
(4) Saurav Ghosal
(5) Other than those given as options
13. Plant Genome Saviour Community Awards are given by Protection of Plant Varieties and Farmer’s Right Authority (PPV & FRA) for
(1) getting the highest yield of crops
(2) Other than those given as options
(3) engagement in the conservation of genetic resources of economic plants and their wild relatives
(4) ensuring soil conservation and preventing use of chemicals
(5) using traditional seeds and fertilizers to protect the soil
14. CP is an unsecured money market instrument issued in the form of a promissory note. In the abbreviation CP, letter ‘P’ stands for
(1) Paper
(2) Portfolio
(3) Payment
(4) Promissory
(5) Position
15. Vishal Sikka is the CEO of
(1) Tata Group of Companies
(2) Cognizant
(3) Oracle
(4) Infosys
(5) Other than those given as options
16. The process that has to be undertaken by banks and other financial institutions to prevent them from being used by criminal elements for money laundering is
(1) Credit Monitoring Process
(2) Credit Rating Process
(3) KYC Process
(4) Due diligence Process
(5) Credit Appraisal Process
17. CVV is an anti-fraud security feature that helps verify that the customer is in posession of her card. The abbreviation of CVV stands for
(1) Card Virtual Valuation
(2) Confidential Virtual Verification
(3) Card Verification Value
(4) Core Virtual Value
(5) Coded Vulnerability Value
18. Which of the foIIowing is the capital of Argentina?
(1) Addis Ababa
(2) Other than those given as options
(3) Buenos Aires
(4) Seoul
(5) Phnom Penh
19. With introduction of ATMs, telebanking and internet banking, banking hours is not a constraint for transacting banking business, which is known as
(1) Universal Banking
(2) Worldwide Banking
(3) Anywhere Banking
(4) Global Banking
(5) Other than those given as option
20. Which of the following institutions is a Credit Information Company?
(1) ARCIL
(2) CRISIL
(3) CIBIL
(4) ICRA
(5) CARE

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21. The slogan ‘Yogakshemam Vahamyaham’, which translates in English as ‘your welfare is our responsibility’, is associated with
(1) SBI General Insurance
(2) LIC of India
(3) National Insurance Company
(4) United India Insurance
(5) Other than those given as options
22. The Reserve Bank ofIndia has recently issued draft policy guidelines for differentiated banks’ licences which are
(1) exclusively for foreign banks
(2) aimed at the cooperative sector
(3) aimed at Non Banking Financial Companies
(4) Other than those given as options
(5) aimed at furthering financial inclusion
23. The Fair Practice Code for Credit Card Operations in the banking industry has been evolved by
(1) Indian Banks’ Association (IBA)
(2) Reserve Bank ofIndia (RB I)
(3) Banking Codes and Standards Board of India (BCSBI)
(4) Banking Ombudsman (BO)
(5) National Institute of Bank Management (NIBM)
24. The recently launched ‘Deen Dayal Upadhyaya Gram in Kaushal Yojana’ (DDUGKY) is a central government scheme aimed at
(1) family welfare in rural area
(2) improving irrigation potential
(3) employment generation in urban area
(4) skill improvement in rural area
(5) improving financial literacy
25. When an account does not have suffrcient balance to honour the cheque issued by the account holder, the cheque is returned by the bank, which is known as
(1) cheque discounting
(2) cheque truncation
(3) cheque kiting
(4) bouncing of cheque
(5) cheque validation
26. The alphabet ‘P’ in the abbreviation EFTPOS stands for
(1) Point
(2) Private
(3) Public
(4) Primary
(5) Permanent
27. ATM is an electronic tele-communication device that helps bank customers perform frnancial transactions. The letter A in the abbreviation ATM stands for
(1) Anytime
(2) Anywhere
(3) Automated
(4) Advance
(5) Account
28. Which of the following countries has assured India to provide lifetime fuel to the Kudankulam Nuclear Power Plant?
(1) Russia
(2) Germany
(3) France
(4) Spain
(5) USA
29. Who among the following Bollywood stars was a state-level badminton player?
(1) Madhuri Dixit
(2) Deepika Padukone
(3) Priyanka Chopra
(4) Kareena Kapoor
(5) Anushka Sharma
30. Dr Najma Heptulla is the Union Cabinet Minister for
(1) Communication, IT, Law & Justice
(2) TribaLAffairs
(3) Minority Affairs
(4) Agriculture
(5) Chemicals and Fertilizer
31. Dynamite was invented by
(1) Marie Curie
(2) Alexander Flemming
(3) Charles Darwin
(4) Other than those given as options
(5) Alfred Nobel
32. Who among the following is the author of the book Hard Choices?
(1) Barack Obama
(2) Hillary Clinton
(3) Other than those given as options
(4) Abraham Lincoln
(5) Bill Clinton
33. The Bank for International Settlements (BIS) is an international organisation of central banks headquartered in
(1) Zurich, Switzerland
(2) New York, USA
(3) Basel, Switzerland
(4) Paris, France
(5) Geneva, Switzerland
34. The Reserve Bank has recently issued the guidelines allowing minors to operate bankaccounts, which is aimed at
(1) mobilising high level of savings
(2) furthering financial inclusion
(3) developing consumption culture amongst the children
(4) developing borrowing habits at an early age
(5) boosting government’s anti-poverty programmes
35. Star Union Daichi Life Insurance Company Limited is a joint venture between Daichi Life, a leading life insurance company of Japan, Union Bank of India and
(1) Bank of India
(2) State Bank of India
(3) AxisBank
(4) ICICI Bank
(5) Indian Bank
36. Zend-Avesta is the primary collection of sacred text of
(1) Sufism
(2) Buddhism
(3) Bahai faith
(4) Jews
(5) Parsis
37. The abbreviation ‘GDP’ stands for
(1) Gross Domestic Product
(2) Globally Dominant Person
(3) General Domestic Position
(4) Global Depository Product
(5) Gross Depository Position
38. Who among the following was the founder of Anandwan?
(1) BabaAmte
(2) Sindhutai Sapkal
(3) Abhay Bang
(4) Medha Patkar
(5) Other than those given as options
39. With the success of Mars Orbiter Mission, India became the fourth Space-power to send craft to Mars. The other three are
(1) Former Soviet Union, US and China
(2) US, Former Soviet Union and Japan
(3) US, Europe and Former Soviet Union
(4) US, China and Japan
(5) Other than those given as options
40. Banks today are focusing more on Retail Banking, which offers opportunities to banks to
(1) invest in capital markets
(2) consider large-ticket term loans
(3) set up joint ventures
(4) cross-set other retail loan products
(5) lend to corporates

Answers

1. (2) 2. (1) 3. (3) 4. (4) 5. (4) 6. (3) 7. (2) 8. (4) 9. (5) 10. (5) 11. (2) 12. (4) 13. (3) 14. (1) 15. (4) 16. (3) 17. (3) 18. (3) 19. (3) 20. (3) 21. (2) 22. (5) 23. (3) 24. (4) 25. (4) 26. (1) 27. (3) 28. (1) 29. (2) 30. (3) 31. (5) 32. (2) 33. (3) 34. (2) 35. (1) 36. (5) 37. (1) 38. (1) 39. (3) 40. (4)

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Subject: Quantitative Aptitude

1. A bakery bakes cake with the expectation that it will earn a profit of 40% by selling each cake at marked price. But during the delivery to showroom 16% of the cakes were completely damaged and hence could not be sold. 24% of the cakes were slightly damaged and hence could be sold at 80% of the cost price. The remaining 60% of the cakes were sold at marked price. What is the percentage profit in the whole consignment?
(1) 3.2
(2) 2.4
(3) 2.8
(4) 4.2
(5) 3.6
2. A professional institute’s total expenditure on students for a particular course is partly fixed and partly varies linearly with the number of students. The average expense per student is Rs. 615 when there are 24 students and Rs. 465 when there are 40 students. What is the average expense when there are 60 students?
(1) Rs. 370
(2) Rs. 450
(3) Rs. 350
(4) Rs. 420
(5) Rs. 390
3.

(1) 4 : 5
(2) 14 : 15
(3) 6 : 7
(4) 18 : 25
(5) 22 : 25
4. A, B and C have to type 506 pages to finish an assignment. A can type a page in 12 minutes, B in 15 minutes and C in 24 minutes. If they divide the task into three parts so that all three of them spend equal amount of time in typing what is the number of pages that B should type?
(1) 172
(2) 176
(3) 154
(4) 168
(5) 164
Directions (Q. 5-9): The question consists of a question and two statements I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and choose the appropiate option.
5. What is the base of a triangle PQR with PQ as base?

(1) The data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
(2) The data either in statement I alone or in statement II alone are sufficient toanswer the question.
(3) The data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
(4) The data in both statements I and II together are necessary to answer the question
(5) The data even in both statements I and II together are not sufficient to answer the question.
6. What is the speed of the train?
I. A train crosses another train coming from opposite direction at the speed of 45 kmph in 20 seconds.
II. The train crosses another train running in the same direction at the speed of 42 kmph in 1 minute 18 seconds.
(1) The data either in statement I alone or in statement II alone are sufficient to answer the question.
(2) The data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
(3) The data even in both statements I and II together are not sufficient to answer the quesiton.
(4) The data in both statements I and II togethere are necessary to answer the question
(5) The data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
7. What is the rate of interest pcpa?
I. An amount invested on simple interest becomes four times in 24 years.
II. The difference between compound interest and simple interest for two years on an amount of Rs. 10000 at that rate is Rs. 156.25.
(1) The data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
(2) The data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
(3) The data in both statements I and II together are necessary to answer the question
(4) The data even in both statements I and II together are not sufficient to answer the question.
(5) The data either in statement I alone or in statement II alone are sufficient to answer the question.
8. What is the total strength of institute X?
I. Out of the total strength of Institute X, 35% are females and rest are males. The number of females in Institute X is equal to the number of males in Institute Y.
II. Out of the total strength of Institute Y, the no. of males is 560, which is 28% of the total strength.
(1) The data either in statement I alone or in statement II alone are sufficient to answer the question.
(2) The data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
(3) The data even in both statements I and II together are not sufficient to answer the question.
(4) The data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
(5) The data in both statements I and II together are necessary to answer the question.
9. What is the cost of fencing a rectangular plot along all four sides @ Rs. 450 per metre?
I. The area of the plot is 1458 m2, which is 54 times the numerical value of its breadth.
II. The length of the plot is 200% of its breadth and the breadth is 50% of its length.
(1) The data even in both statements I and II together are not sufficient to answer the question.
(2) The data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
(3) The data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
(4) The data either in statement I alone or in statement II alone are sufficient to answer the question.
(5) The data in both statements I and II together are necessary to answer the question.
10. In the figure given below, the perimeter of the circle is 220 cm. What is the area of the shaded portion in cm2?

Directions (Q. 11-1(5): Study the table to answer the given questions.


11. What is the difference between the total number of people living in City R, Q and T together who do not watch Arrow and the total number of people living in these three cities together who watch Arrow?
(1) 47200
(2) 45300
(3) 47400
(4) 47600
(5) 45600
12. What is the average number of males who watch Big Bang Theory in all the cities together?
(1) 6320
(2) 6380
(3) 6340
(4) 6350
(5) 6360
13. The ratio of the total number of males to the total number of females in City P is 5 : 3. What percent of the female population watches Breaking Bad in City P?

14. The total population (males and females) of City R watching Mentalist is what percent more than the total population (male and female) of City T watching the same TV Series?

15. What is the ratio of the number of females who watch Breaking Bad in City Q and City S together to the number of females who watch Mentalist in the same cities together?
(1) 59 : 47
(2) 55 : 48
(3) 59 : 42
(4) 55 : 43
(5) 59 : 45
16. Raghu invested a certain sum in Scheme X for 4 years. Scheme X offers simple interest @ 12 pcpa for the first two years and compound intreset (compounded annually) @ 20 pcpa for the next two years. The total intreset earned by him after 4 years is Rs. 11016. What was the sum invested by Raghu in Scheme X?
(1) Rs. 17400
(2) Rs. 18400
(3) Rs. 16200
(4) Rs. 11400
(5) Rs. 9400
Directions (Q. 17): This question is based on the graph below:


17. What is the difference between the average number of male and female teachers in the given schools?
(1) 10
(2) 20
(3) 5
(4) 25
(5) 15
Directions (Q. 18-22): In this question two equations numbered I & II are given. You have to solve both the equations and find out the correct option.
18. I. 6x2 + 41x + 63 = 0
II. 4y2 + 8y + 3 = 0

19. I. x2 + 10x + 24 = 0
II. 4y2 – 17y + 18 = 0

20. I. 24x2 + 38x + 15 = 0
II. 12y2 + 28y + 15 = 0

21. I. 3x2 – 20x – 32 = 0
II. 2y2 – 3y – 20 = 0

22. I. x2 – 20x + 91 = 0
II. y2 – 32y + 247 = 0

Directions (Q. 23): In the figure given below:
GHI is an equitateral triangle with side 14 cm. G is the midpoint of JL. What is the area of the shaded portion (in cm(2)?
23.

 
Directions (Q. 24-28): Refer to the pie-chart and answer the given questions:



24. What is the ratio of the number of novels (Romantic and Horror) sold by store E to the total number of Horror novels sold by stores C and F together?
(1) 35 : 32
(2) 45 : 32
(3) 35 : 24
(4) 35 : 26
(5) 45 : 34
25. What is the average number of Horror novels sold by stores B, C, E and F together?
(1) 2960
(2) 3060
(3) 2680
(4) 3240
(5) 3180

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26. What is the central angle corresponding to the number of novels (Romantic and Horror) sold by store B?
(1) 68.2°
(2) 72.6°
(3) 62.4°
(4) 64.8°
(5) 70.8°
27. The number of novels (Romantic and Horror) sold by store F is what percent less than the total number of Romantic novels sold by stores B and G together?

28. What is the difference between the total number of Romantic novels sold by stores A, D and G together and the total number of Horror novels sold by the same stores together?
(1) 2000
(2) 1600
(3) 2400
(4) 1800
(5) 2200
29. A, B and C started a business investing Rs. 42000, Rs. 30000 and Rs. 28000 respectively. After 4 months A withdrew Rs. 12000, B withdrew Rs. 6000 and C withdrew Rs. 8000. If after 10 months a total profit of Rs. 46420 is earned, what is the share of C?
(1) Rs. 12580
(2) Rs. 13160
(3) Rs. 13020
(4) Rs. 12540
(5) Rs. 12760
Directions (Q. 30-34):Study the following information to answer the questions.
In an organisation there are 1700 employees. The orgainsation has five departments - HR, Finance, Marketing, Administration and Manufacturing. Out of the total number of female employees in the organisation, 34% work in HR department, 20% work in Marketing department, 18% work in Fianance department and the remaining 224 female employees work in Administration department. Manufacturing department has no female employees. Out of the total number of male employees in the organisation, 12% work in HR department, 35% work in Marketing department, 30% work in Finance department, 10% work in Administration department and the remaining employees work in Manufacturing department.
30. If the male employees in Finance department increase by 10%, the male employees in Administration department increase by 20%, 23 male employees join Manufacturing department and the number of male employees in HR and Marketing department remains the same, what is the percentage increase in the number of male employees in the organisation?

31. The total number of male employees working in Marketing and Finance department together is what percent of the total number of employees (male and female) working in these two departments together? (Round off to numerical integers).
(1) 66
(2) 63
(3) 62
(4) 60
(5) 70
32. If 26 male employees from HR department are transferred to Administration department and 28 female employees from Administration department are transferred to HR department, what is the ratio of the number of male employees to the number of female employees in Administration department after the transfer of employees?
(1) 23 : 49
(2) 29 : 49
(3) 25 : 49
(4) 23 : 47
(5) 25 : 47
33. What is the average number of employees (male and female) who work in Manufacturing, Marketing and Administration departments together?
(1) 360
(2) 392
(3) 302
(4) 368
(5) 386
34. If equal number of female employees and male employees working in Finance department leave the job, the ratio of the number of male employees working in Finance department to the number of female employees working in the same department reduces to 40 : 19. What is the total number of employees working in Finance department who left the job?
(1) 20
(2) 60
(3) 30
(4) 50
(5) 40
35. A boat takes 35 minutes less to travel 28 km downstream than it takes to travel the same distance upstream. If the speed of the boat in still water is 14 kmph, what is the speed of the stream? (in kmph)
(1) 2.5
(2) 6.5
(3) 2
(4) 9.5
(5) 10.5
Directions (Q. 36-40): In the following number series, only one number is wrong. Find out the wrong number.

36. 41 45 61 97 181 261 405
(1) 181
(2) 97
(3) 261
(4) 61
(5) 45

37. 16 30 58 114 226 496 898
(1) 58
(2) 226
(3) 30
(4) 114
(5) 496

38. 15 21.5 46.5 145 585.5 2933 17603.5
(1) 585.5
(2) 2933
(3) 46.5
(4) 145
(5) 21.5
39. 5 6 16 57 246 1245 7506
(1) 16
(2) 6
(3) 1245
(4) 246
(5) 57
40. 2 13 46 145 452 1333 4006
(1) 1333
(2) 452
(3) 46
(4) 145
(5) 13
41. There are two vessels A and B. Vessel A is containing 40 litres of pure milk and vessel B is containing 22 litres of pure water. From vessel A, 8 litres of milk is taken out and poured into vessel B. Then 6 litres of mixture (milk and water) is taken out and from vessel B poured into vessel A. What is the ratio of the quantity of pure milk in vessel A to the quantity of pure water in vessel B?
(1) 14 : 9
(2) 21 : 11
(3) 24 : 13
(4) 14 : 5
(5) 21 : 13
42. It takes 24 seconds for a train travelling at 93 kmph to cross entirely another train half its length travelling in opposite direction at 51 kmph. It passes a bridge in 66 seconds. What is the length of the bridge? (in m)
(1) 1065
(2) 1600
(3) 1705
(4) 1580
(5) None of these
43. A rectangular plot, 36m long and 28m broad, has two concrete roads 5m wide running in the middle of the park, one parallel to the length and the other parallel to the breadth. What would be the total cost of gravelling the plot, excluding the area coveredby the roads, @ Rs. 3.60 per sq m?
(1) Rs. 2772.20
(2) Rs. 2466.60
(3) Rs. 2654.40
(4) Rs. 2332.60
(5) Rs. 2566.80
Directions (Q. 44-45): Study the following table the answer the given questions.
Number of girls studying IT and Electronics
Engineering from from Five colleges College IT Electronics

A 240 315
B 350 285
C 260 225
D 325 255
E 275 220
44. The total number of girls studying IT Engineering from college B, C and D together is by what percent more than the total number of girls studing Electronics Engineering from these three colleges?

45. What percent of the girls in college C study Electronics Engineering out of the girls studying IT and Electronics Engineering? (rounded off to the nearest integer)
(1) 46
(2) 52
(3) 51
(4) 42
(5) 49
Directions (Q. 46-50): Study the following graph carefully to answer the given questions.


46. If for Aurangabad the number of HIG flats booked in 2005 was more than that in 2004 by 15%, the number of MIG flats booked in 2005 was more than that in 2004 by 10% and the number of LIG flats booked in 2005 was more than that in 2004 by 20% then what was the total number of flats booked in Aurangabad in 2005?
(1) 1565
(2) 1521
(3) 1625
(4) 1642
(5) 1544
47. Out of the LIG flats booked from Chandigarh, 35% were by employees of a Financial Institution and out of the remaining flats, those booked by officers from a software company and HRM department of Government of India were in the ratio of 6 : 7. What was the total no. of LIG flats booked by officers from the software company?
(1) 130
(2) 120
(3) 160
(4) 140
(5) 150
48. The total number of MIG flats booked in Manglore, Baroda and Nagpur is by what percent more than the total number of LIG flats booked from these three cities together? (rounded off to the nearest integer)
(1) 37
(2) 35
(3) 39
(4) 32
(5) 34
49. What is the difference between the total number of MIG flats booked in Allahabad, Mangalore, Nagpur and Aurangabad together and the total number of LIG flats booked in these four cities together?
(1) 420
(2) 480
(3) 460
(4) 360
(5) 260
50. What is the rato of the total number of flats (all three types) booked in Allahabad to that in Baroda?
(1) 54 : 49
(2) 51 : 46
(3) 54 : 47
(4) 58 : 49
(5) 55 : 48

Answers

1. (1) 2. (5) 3. (3) 4. (2) 5. (1) 6. (3) 7. (5) 8. (5) 9. (5) 10. (4) 11. (4) 12. (1) 13. (4) 14. (3) 15. (2) 16. (3) 17. (5) 18. (3) 19. (5) 20. (3) 21. (4) 22. (4) 23. (4) 24. (4) 25. (2) 26. (4) 27. (2) 28. (4) 29. (5) 30. (3) 31. (1) 32. (2) 33. (3) 34. (2) 35. (3) 36. (1) 37. (5) 38. (5) 39. (4) 40. (2) 41. (2) 42. (1) 43. (5) 44. (1) 45. (1) 46. (2) 47. (2) 48. (1) 49. (2) 50. (1)

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(Paper) SBI Junior Associates (Customer Support & Sales) & Junior Agricultural Associates Exam - 2009

 

Subject: General Awareness

1. The changed management programme ol which of the following banks is named as "Parivartan" ?
(1) Reserve Bank of India
(2) Bank of India
(3) Union Bank of India
(4) BankofBaroda
(5) State Bank of India
2. The Government of India recently increased its allocation of funds of which of the following schemes by 37% to make it Rs. 12,886 crores ?
(1) Midday Meal Scheme ,.
(2) Pradhan Mantri Gram Sadak Yqjana
(3) Jawaharlal Nehru National Urban Renewable Mission (JNNURM)
(4) National Watershed Development Programme
(5) None of these
3. Which of the following countries has decided to give a 20% subsidy to its farmers even though they are rich ?
(1) France
(2) England
(3) Italy
(4) USA
(5) Germany
4. Which of the following statement is/are true about the Rail Budget 2009-10 presented in July 2009 ?
(A) A new scheme 'Izzat' was un* veiled for the workers in unorganised sector. In this scheme, monthly season tickets will be available at the rate of Rs. 25 only.
(B) No charges will be levied for "TatkalTickets" if booked 72 hours in advance.
(C) Now passengers can buy their reserved tickets from 5000 post offices.
(1) Only A
(2) Only B
(3) Only C
(4) Both A and C
(5) All A, B and C
5. As per the report published recently, Income Tax Department has found about Rs. 1,200 crores lying in Frozen Demat Accounts in India. Why were these Demat Accounts frozen ?
(A) Funds in these accounts were coming from unknown foreign sources.
(B) These account holders were not able to produce their Permanent Account Number, which is mandatory for such transactions.
(C) There are the accounts of those who expired without making a will or nominating someone as their heir apparents.
(1) Only A
(2) Only B
(3) Only C
(4) All A, B and C
(5) None of these

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6. As per the reports published in various newspapers/magazines, the Indo-US trade dropped by 25% in January to March 2009. But there are certain items whose exports were on increase.
Which of the following is/are these items ?
(A) Sugar
(B) Steel
(C) Apparels
(1) Only B and C
(2) Only B
(3) Only C
(4) Only A
(5) All A, B and C
7. Which of the following clearly defines what corporate taxes are?
(A) It is a direct tax levied on the income of a company or association.
(B) It is a tax which is levied to the companies on their production and commonly known as Value Added Tax (VAT).
(C) This is the tax levied on the income of the Directors, Promoters of a company/association on the profits earned by them during the year.
(1) Only A
(2) Only B
(3) Only C
(4) All A, B and C
(5) None of these
8. The Government of India is planning to infuse how much amount in 12 public sector banks to make their capital base strong ?
(1) Rs. 10,000' crores
(2) Rs. 12,000 crores
(3) Rs. 16,000 crores
(4) Rs. 22.000 crores
(5) Rs. 24,000 crores
9. How much amount did the Government of India allocate the National Housing Bank i.NHB) for making up of the shortfall in priority sector lending by commercial banks? (Announcement was made in Union Budget 2009-10).
(1) Rs. 1,000 crores
(2) Rs. 2,000 crores
(3) Rs. 2,500 crores
(4) Rs. 3,000 crores
(5) Rs. 5,000 crores
10. After J.L. Nehru, who amongst the following was/is the other Prime Minister-who completed his/her first term and immediately carne for the second term ?
(1) Iviisvlndira Gandhi
(2) Dr. Manmchan Singh
(3) Mr. Htal Bihari Vajpayee
(4) Mr. Rajiv Gandhi
(5) None of these
11. Which of the following teams won the 'Asia Cup HockeyTournament' held in May 2009 ?
(1) South Korea
(2) Iran
(3) India
(4) Pakistan
(5) China
12. Which of the following countries recently conducted 2nd nuclear test and also test fired some missiles defying the condemnation of various nations ?
(1) North Korea
(2) China
(3) South Korea
(4) Pa
...

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