IBPS PO Prelims Model Paper www.talentsprint.com 1 IBPS PO Prelims Model Paper Quantitative Aptitude Directions (1-4): Study the following data to answer these questions. Statistics of staff Members knowing computer operation and typing in a government office. 1. Approximately what percent of staff members with seven or more years of service do not know either computer operation or typing? 1) 48 2) 36 3) 64 4) 60 5) None of these 2. What is the total number of graduate staff members with 0-3 years of service knowing only computer operation and only typing? 1) 0 2) 120 3) 15 4)10 5) None of these IBPS PO Prelims Model Paper www.talentsprint.com 2 3. What is the ratio of graduate staff members having 4-7 years of service who do not know typing to non-graduate staff members having over 7 years of service not knowing computer operation? 1) 1 : 2 2) 2 : 1 3) 6 : 5 4) 5:4 5) None of these 4. If 15 more graduates staffed who have knowledge in both computer operation and typing, then find the percentage increase of graduate staff upon the staff knowing both in 0-3 years of service. 1) 50 2) 40 3) 33.33 4) 25 5) None of these Directions (5-8): Study the following pie charts to answer these questions. DISTRIBUTION OF WORKFORCE IN A COMPANY % Distribution (Region –wise) % Distribution of Workforce (Category – wise) Hyderaba d 28% Mumbai 22% Delhi 16% Chennai 19% Calcutta 15% IBPS PO Prelims Model Paper www.talentsprint.com 3 % Distribution of Workforce (Department –Wise) Total work force = 68700 5. If 22% of the production department persons are posted at Hyderabad region, then what % of Hyderabad workforce are in production department? 1) 78 2) 38.5 3) 68 4) 22 5) none of these 6. If 11% officers of the company are in administration and accounts department, of which 75% are posted at Calcutta, then what % of total officers of the company are posted at administration and accounts, Calcutta? 1) 11 2) 8.25 3) 3.75 4)29.5 5) Data insufficient Technician s 19% Skilled Labourers 43% Unskilled Labourere s 17% Super visors 12% Officers 9% Sales 9% Purchase 7% Admn.and Accounts 14% R & D 21% Production 49% IBPS PO Prelims Model Paper www.talentsprint.com 4 7. If under expansion programme, the company recruits 12% of workforce of Hyderabad and Mumbai regions, but 6% of workforce of Calcutta region retires, and workforce at other region remain the same, then what will be the total workforce of the company? 1) 65196 2) 68238 3) 72204 4)70214 4) remain same 8. If 35% of skilled labourers are posted at Mumbai region having its department wise distribution of R & D, Administration & Accounts, Sales, Purchase, and Production in 1 : 2 : 3 : 4 : 5, then find what % of total skilled labourers of the company are posted at Mumbai in sales department. 1) 35 2) 20 3) 65 4) 7 5) None of these Directions (9-12): Answer these questions based on the information given. Fabric Crepe has to go through three stages of manufacturing, viz, spinning, weaving and dyeing. In Rangoon Fabric Company, there are six spinning machines, ten weaving machines and five dyeing machines. Each machine works for 10 hrs a day. One unit a Fabric Crepe needs 40 minutes on a spinning machine, 2 hours on a weaving machine and 30 minutes on a dyeing machine in order to be completed. Similarly one unit of Fabric Satin needs 60 minutes on a spinning machine, 4.5 hours on a weaving machine and 30 minutes on a dyeing machine in order to be completed. 9. In a day, how many units a Fabric Satin can be completed at most? 1) 20 2) 40 3) 30 4) 50 5) none of these 10. If 20 units of Fabric Satin are made in a day, how many units of Fabric Crepe can be completed the same day? 1) 10 2) 40 3) 20 4) 45 5) none of these IBPS PO Prelims Model Paper www.talentsprint.com 5 11. If only 30 units of Fabric Satin are made in a day, how many machine hours will be idle that day? 1) 120 2) 135 3) 130 4) 150 5)225 12. If one more dyeing machine is added, at the most how many more units of Fabric Crepe can be made in a day? 1) 0 2) 8 3) 5 4) 10 5) 20 13. In a survey of payments of electrical bills of a residential complex of 125 houses, it is found that 50 houses defaulted on their payment of electrical bills in January, 60 in February and 40 in March. Some houses can default in consecutive months only, 20 defaulted in January and February. 10 defaulted in February and March. How many houses defaulted in all the 3 months? 1) 3 2) 5 3) 7 4) 9 5) None of these 14. There was one mess for 30 boarders in a certain hostel. If the number of boarders was increased by 10, the expenses of the mess increased by Rs. 40 per month, while the average expenditure per head diminished by Rs. 2. Find the original monthly expenses. 1) Rs. 390 2) Rs. 360 3) Rs. 410 4) Rs. 480 5)none of these 15. The SI on certain sum of money for 15 months at the rate of 7.5% per annum exceeds the SI on the same sum at 12.5% per annum for 8 months by Rs. 3250. Then find the sum. 1) Rs. 16000 2) Rs. 20000 3) Rs. 170000 4) Rs. 18000 5) Rs. 312000 16. A Palace has 10 cylindrical pillars each of diameter 40 cm and height 6m.What will be the labour charges for getting these pillars cleaned at the rate of Rs.2 per sq.m? IBPS PO Prelims Model Paper www.talentsprint.com 6 (use) 1) Rs. 3237 2) Rs. 3768 3) Rs. 3257 4) Rs.1507.2 5) none of these 17. 4 men and 3 women finished a job in 6 days, and 5 men and 7 women can do the same in 4 days. How long will 1 man and 1 woman take to do the work? 1) 22 2/7 days 2) 25 ½ days 3) 5 1/7 days 4) 12 7/22 days 5) None of these 18. A and B enter into a partnership. A contributes Rs. 5,000 while B contributes Rs. 4,000. After 1 month B withdraws 1 4 part of the contribution and after 3 months from the starting A puts Rs. 2,000 more, when B withdraws her money C also joins them with Rs. 7,000. If at the end of 1 year there is a profit Rs. 1,218, what will be the share of C in the profit? 1) Rs. 844.37 2) Rs. 488.47 3) Rs. 588.47 4) Rs.954.67 5) None of these 19. What would be the minimum length of a side of a square, which is equal to the width of a rectangle whose area is equal to the area of a circle of radius 7 cm? 1) 11 cm 2) 7 cm 3) 2 cm 4) 14 cm 5) 150 cm 20. Two boats, travelling at 5 kmph and 10 kmph, head directly towards each other. They begin at a distance of 20 km from each other. How far apart are they (in kms) one minute before they collide? 1) 1/12 2) 1/6 3) 1/4 4) 1/3 5) None of these Directions (21-26): Each question is followed by two statements, A and B. Answer each question using the following instructions. IBPS PO Prelims Model Paper www.talentsprint.com 7 Choose (1) if the question can be answered by statement I alone but not by using the statement II. Choose (2) if the question can be answered by statement II alone but not by using the statement I. Choose (3) if the question can be answered by using either of the statement alone. Choose (4) if the question can be answered by using both the statements together, but not by either statements alone. Choose (5) if the question cannot be answered on the basis of the two statements. 21. Ravi spent less than Rs. 75 to buy one kilogram each of potato, onion and gourd. Which one of the three vegetables bought was the costliest? A. 2 kg potato and 1 kg gourd cost less than 1 kg potato and 2 kg gourd. B. 1 kg potato and 2 kg onion together cost the same as 1 kg onion and 2 kg gourd. 22. Four candidates are there for an award and obtained distinct scores in a test. Each of the four casts a vote to choose the winner of the award. The candidate who gets the largest number of votes wins the award. In case of a tie in the voting process, the candidate with the highest score wins the award. Who wins the award? A. The candidates with top three scores, each vote for the top scorer amongst the other three. B. The candidate with the lowest score votes for the player with the second highest score. 23. Swetha paid for an article using currency notes of denominations Re. 1, Rs, 2, Rs. 5 and Rs. 10, using at least one note of each denomination. The total number of five and ten rupee notes used was one more than the total number of one and two rupee notes used. What was the price of the article? A. Swetha used a total of 13 currency notes. B. The price of the article was a multiple of Rs. 10. IBPS PO Prelims Model Paper www.talentsprint.com 8 24. Husain spends 30 per cent of his income on his children’s education, 20 per cent on recreation and 10 per cent on healthcare. The corresponding percentages for Akhtar are 40 per cent, 25 per cent and 13 per cent who spends more on children’s education? A. Husain spends more on recreating than Akhtar. B. Akhtar spends more on healthcare than Husain. 25. In a class of 30 students, Shona secured third rank among the girls, while her brother Navneet studying in the same class secured sixth rank in the whole class. Between the two, who had a better overall rank? A. Navneet was among the top 25 per cent of the boys merit list in the class in which 60 per cent were boys. B. There were three boys among the top five rank holders, and three girls among the top ten rank holders. Directions (26- 27): Study the following information carefully and answer the questions given below: When two dice are thrown simultaneously 26. What is the probability that the sum of the numbers appeared is less than or equal to 7? 1) 7/12 2) 5/12 3) 2/3 4) 1/4 5) 3/4 27. What is the probability that the difference between the numbers appeared is greater than 3? 1) 13/36 2) 7/36 3) 1/6 4) 19/36 5) 11/36 IBPS PO Prelims Model Paper www.talentsprint.com 9 Directions (28-30): What value should come in place of question mark (?) in the following number series. 28. 139, 260, ?, 285, 89, 314 1) 118 2) 119 3) 116 4) 129 5) 131 29. 410, 530, 770, 1130, ?, 2210 1) 1640 2) 1740 3) 1680 4) 1710 5) 1610 30. 42, ?, 95, 292, 1177, 5896 1) 45 2) 43 3) 42 4) 54 5) 47 Directions (31-35): In each question two equations are provided; on the basis of these you have to find the relation between x and y. Give answer: 1) if x > y 2) if x > y 3) if x < y 4) if x < y 5) if x = y or no relationship between x and y exists 31. I. x2 – 9x + 20 = 0 II. 2y2 – 31y + 114 = 0 32. I. 21x2 – 115x + 150 = 0 II. 6y2 – 41y + 70 = 0 IBPS PO Prelims Model Paper www.talentsprint.com 10 33. I. x2 + x – 42 = 0 II. y2 – y – 20 = 0 34. I. 4x2 – 11x – 108 = 0 II. y2 + 11y + 30 = 0 35. I. 5x2 - 51x + 112 = 0 II. 5y2 – 31y + 48 = 0 IBPS PO Prelims Model Paper www.talentsprint.com 11 Reasoning Ability Directions (36-40): Attempt these questions based on the information given.  A few friends are sitting on a bench.  Sunil is sitting next to Sunita and Sanjay is sitting next to Bindu.  Bindu is not sitting with Sumit.  Sumit is on the left end of the bench and Sanjay is on second position from right hand side.  Sunil is on the right side of Sumit and Sunita.  Sunil and Sanjay are sitting together. 36. Sunil is sitting between 1) Sunita and Bindu 2) Sunita and Sanjay 3) Sumit and Bindu 4) Sanjay and Sumit 5) Bindu and Sanjay 37. Who will be sitting in the centre if Sunil and Sunita exchange their position, then Sunita and Sumit do the same? 1) Sumit 2) Bindu 3) Sunil 4) Sanjay 5) None of these 38. Sumit is sitting on the 1) Second place from right 2) extreme left 3) Second place from left 4) Extreme right 5) Other than the given Option 39. What is Bindu position with respect to Sunita? 1) third to the left 2) second to the left 3) immediate right 4) third to the right 5) second to the right IBPS PO Prelims Model Paper www.talentsprint.com 12 40. If Bindu and Sumit exchange their position Sunita is sitting how many places away from Bindu? 1) 1 2) 4 3) 2 4) 0 5) 3 41. Ankit is related to Binny and Chinkey, Daizy is Chinky’s mother. Also Daizy is Binny’s sister and Aruna is Binny’s sister. How is Chinkey related to Aruna? 1) Niece 2) Sister 3) Cousin 4) Aunt 5) None of these 42. A taxi driver commenced his journey from a point and drove 10 km towards North and turned to his left and drove another 5 km. After waiting to meet one of his friends, he turned to his right and continued to drive another 10 km. He has covered a distance of 25 km so far but in which direction may he now be going, if he has turned 450anticlock wise while waiting for his friend? 1) North-East 2) South-West 3) North - West 4) South 5) None of these 43. Saroj is mother –in- law of Vani who is sister – in -law of Deepak. Rajeesh is father of Ramesh, the only brother of Deepak. How is Deepak related to Soumya, who is the grand children of Saroj? 1) Father 2) Brother 3) Uncle 4) Cannot be determined 5) None of these Directions (9-11): In each of these questions, a statement is followed by two courses of action number I and II. Assume everything in the statement to be true, and decide which of the suggested courses of action logically follow(s) for pursuing. Mark answer as: 1. If only I follows 2. If either I or II follows IBPS PO Prelims Model Paper www.talentsprint.com 13 3. If only II follows 4. If neither I nor II follows. 5. Both I & II follows 44. Statement: There has been significant drop in the water level of all the lakes supplying water of the city. Course of action: I. The water supply authority should impose a partial cut in supply to tackle the situation. II. The government should appeal to all the residents through mass media for minimal use of water. 45. Statement: A large number of people visiting India form country ‘X’ has been tested positive for carrying viruses of a killer disease. Course of action: I. The Government of India should immediately put a complete ban on people coming to India from country ‘X’ including those Indians who are settled in country ‘X’. II. The Government of India should immediately set-up detection centeres at all its airports and seaports to identify and quarantine those who are tested positive. 46. Statement: The prices of food grains and vegetables have substantially increased due to prolonged strike call given by the truck owner association. Course of action: I. The government should immediately make alternative arrangement to ensure adequate supply of food grains and vegetables in the market. II. The government should take steps to cancel the license of all vehicles belonging to the association IBPS PO Prelims Model Paper www.talentsprint.com 14 Directions (47-53): Study the following information carefully and answer the question given below: Eight person A, B, D, E, F, H, J and K are sitting a around a circular table. Each of them is facing away from the centre. Each of them belongs to a different category, vizA-1, A-2, A-3, A-4. A-5, A-6, A-7 and A-8 but not necessarily in the same order. They appear in four different exams viz. UPSC, SSC, Bank and NDA in such a way that at most three persons appear in the same exam but not necessarily in the same order. In each exam at least one person appears. B sits second to the right of H. The person who belongs to A-8 category is an immediate neighbor of H and the one who appears in NDA exam. There are three persons between the one who belongs to A-8 category and A, who appears in bank exam alone. Only one person sits between the one who belongs to A-4 and A. There are two persons among E and F, E and K and none of them appear either in NDA or SSC. The one who belongs to A-2 category is on the immediate left of the one who belongs to A-4. K sits second to the left of H, who appears in SSC exam only with one person. E belongs to A-8 category. Neither J nor K appears in NDA exam and none of them belong to A-3 category. The one who belong to A-3 category sits second to the left of F. D and F sit adjacent to each other. Neither D nor F belongs to A-4 category. The one who belongs to A-5 category sits on the immediate right of B. The one who belongs to A-6 category sits second to the left of the one who belongs to A-2 category. The one who belongs to A-7 category is an immediate neighbor of the one who belongs to A-4 category. D sits second to the left of the one who belongs to A-1 category. One who appears in SSC exam sits to the immediate left of H 47. Who among the following is second to the right of A? 1) H 2) J 3) B 4) F 5) K 48. What is the position of J with respect to the one who appears in Bank exam? 1) Second to the right 2) Second to the left IBPS PO Prelims Model Paper www.talentsprint.com 15 3) Fifth to the left 4) Immediate neighbor 5) Other than the given options 49. Which of the following statements is/are true? 1) The one who belongs to A-7 category sits second to the right of the one who belongs to A- 2 category 2) K is an immediate neighbor of A and J. 3) Both 1) and 2) 4) The one who belongs to A-6 category appears in SSC exam. 5) All are true 50. Who among the following belongs to A-1 category? 1) K 2) J 3) D 4) A 5) E 51. Who among the following sits fourth to the left of the one who belongs to A-3 category? 1) K 2) A 3) One who appears in Bank exam 4) F 5) Both 2 and 3 52. Four of the following five are alike in some way, find out the odd one 1) HE 2) EB 3) DF 4) JA 5) JH 53. Which of the following is matched correctly? 1) J-A-2-UPSC 2) H-A-8-SSC 3) K-A-2-UPSC 4) D-A-7-SSC 5) All are true Directions (54-57): In each question below are given three statements followed by two conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide IBPS PO Prelims Model Paper www.talentsprint.com 16 which of the given conclusion logically follows from the given statements, disregarding commonly known facts. Give answer. 1) If only conclusion I follows 2) If neither conclusion I nor II follows 3) If both conclusion I and II follow 4) If only conclusion II follows 5) If either conclusion I or II follows (54-55): Statements: All stores are godowns Each godown is a warehouse No shop is a store 54. Conclusions: I. All godowns being store is a possibility II. A few godowns are not shops. 55. Conclusions: I. All stores may not be shops II. Every warehouse may be godown. (56-57): Statements: Some cups are cakes Only carrot is cucumber Not only a single cup is cucumber IBPS PO Prelims Model Paper www.talentsprint.com 17 56. Conclusions: I. All cucumbers being carrots is not a possibility II. No cucumber is a cup. 57. Conclusions: I. All cups are not carrots is a possibility II. Some cakes may be cups 58. Statements: No Coffee is a Tea Some Sugar is Coffee No Sugar is a Sweet. Conclusions: I. No coffee being sugar is possibility II. All coffee being sweet is not a possibility. Directions (59-63): Study the following information carefully and answer the questions given below: ‘P @ Q’ means ‘P is neither greater nor equal to Q’ ‘P $ Q’ means ‘P is neither smaller nor equal to Q’ ‘P # Q’ means ‘P is not smaller than Q’ ‘P © Q’ means ‘P is not greater than Q’ ‘P % Q’ means ‘P is neither greater nor smaller than Q’ Now in each of the following questions, assuming the given statements to be true. Find which of the two conclusions numbered I and II given below them is/are definitely true. Give answer. 1) If only conclusion I is true 2) If only conclusion II is true 3) If either conclusion I or II is true IBPS PO Prelims Model Paper www.talentsprint.com 18 4) If neither conclusion I nor II is true 5) If both conclusion I and II is true 59. Statements: N © J # T, V @ P % N, E $ V Conclusions: I. E © J II. J $ V 60. Statements: K # R $ V, T © E @ S, S % V Conclusions: I. T @ K II. R $ E 61. Statements: T % P © Z N $ V $ Z, K @ T Conclusions: I. K # N II. V $ T (62-63): Statements: P # D, R @ V % J, D $ N # J 62. Conclusions: I. D % J II. R © P 63. Conclusions: I. V @ P II. R $ D Directions (64-67): Each of the questions below consists of the question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the questions. Read both the statements given answer 1) if the data in statements I alone is sufficient to answer the question, while the data in statement II alone is not sufficient to answer the question 2) if the data in statement II alone is sufficient to answer the question, while the data in statement I alone is not sufficient to answer the question 3) if the data either in statement I alone or in statement II alone is sufficient to answer the IBPS PO Prelims Model Paper www.talentsprint.com 19 questions 4) if the data in both the statements I and II together is not sufficient to answer the question. 5) if the data in both the statements I and II together is necessary to answer the question 64. In a five-floor building, on which floor does N live? I. T lives immediately below R’s floor, who is not at the topmost floor. N lives between T’s and K’s floor. II. K lives on the even numbered floor. J lives immediately above at the floor at which N lives. T doesn’t live either at fifth or first floor. 65. Among seven person P, R, S,T, V, W and Z who is the second fastest runner? I. T runs at the rate 22 km/hr but is not the fastest. R runs slower than V and W but is faster than P and S. II. S runs faster than only V. W is faster than T and P but not the faster one 66. In how many days does B complete the work? I. According to A,B started working after 6th March and completed the work on 25th March with taking some leave in that period II. E takes two leave more than F. B takes one leave less than E. F takes four leave 67. What is the position of K with respect of S? I. L is to the west of S and to the east of R. K is to the south of J, who is south of L II. N is to the south of L and J, and K is to the south west of J Directions (68-70): In the following questions, the symbol $, @, # and = are used with following meaning as illustrated below: ‘A % B’ means ‘B is daughter of A’ ‘A ÷ B’ means ‘A is son of B’ IBPS PO Prelims Model Paper www.talentsprint.com 20 ‘A $ B’ means ‘A is wife of B’ ‘A # B’ means ‘A is father of B’ 68. What will come in place of question mark (?) in the given expression, if R is brother-in-law of V? R ÷ T $ K ? N $ V 1) # 2) % 3) ÷ 4) $ 5) Either 1 or 2 69. In the given expression, how is V related to K? N % V $ T % E $ K 1) Daughter 2) Mother 3) Mother-in-law 4) Sister-in-law 5) Daughter-in-law 70. In which of the following options is P maternal uncle of U? 1) P ÷ T % K % R $ U 2) P ÷ T # K $ R ÷ U 3) T # P ÷ K $ U 4) P ÷ T % K $ R % U 5) Other than the given options IBPS PO Prelims Model Paper www.talentsprint.com 21 English Language Directions (71-75): In each of the following sentence parts of the sentence are left blank. Beneath each sentence four different ways of completing the sentence are indicated. Choose the best alternative from among the given options. 71. Though one eye is kept firmly on the ……… the company now also promotes ………. Contemporary art 1) Present, experimental 2) Future, popular 3) Present, popular 4) Market, popular 5) None of these 72. The law prohibits a person from felling a sandalwood tree even if it grows on one’s own land without prior permission from the government. As poor people cannot deal with the government this legal provision leads to a rip roaring business for ……… who care neither for the ……. nor for the trees 1) Middle men, rich 2) The government, poor 3) Touts, poor 4) Touts, rich 5) None of these 73. It will take some time for many South Koreans to …… the conflicting images of North Korea, let alone to …….. what to make of their northern cousin 1) Reconcile, decide 2) Understand, clarify 3) Make out, decide 4) Reconcile, understand 5) None of these 74. In these bleak and depressing times of ……… prices, non-performing governments and ………. Crime rates, Sourav Ganguly has given us Indians a lot to cheer about 1) Escalating, increasing 2) Spiralling, booming 3) Spiralling, soaring 4) Ascending, debilitating 5) None of these IBPS PO Prelims Model Paper www.talentsprint.com 22 75. The manners and ….. of the nouveau riche is a recurrent …… in the literature. 1) Style, motif 2) Morals, story 3) Wealth, theme 4) Morals, theme 5) None of these Directions (76-80): The sentence given in each question, when properly sequenced form a coherent paragraph. Each sentence is labeled with a letter. Choose the most logical order of sentences from among the four given choices to construct a coherent paragraph. A. If caught in the act, they were punished, not for the crime , but for allowing themselves to be caught another lash of the whip B. The bellicose Spartans sacrificed all the finer things in life for military expertise C. Those fortunate enough to survive babyhood were taken away from their mothers at the age of seven to undergo rigorous military training D. This consisted mainly of beating and deprivations of all kinds like going around barefoot in winter, and worse, starvation so that they would be forced to steal food to survive E. Male children were examined at birth by the city council and those deemed too weak to become soldiers were left to die of exposure. 76. Which of the following should be in the FIRST sentence after rearrangement? 1) F 2) E 3) B 4) A 5) C 77. Which of the following should be in the SECOND sentence after rearrangement? 1) A 2) B 3) C 4) E 5) D 78. Which of the following should be in the THIRD sentence after rearrangement? 1) E 2) F 3) D 4) C 5) B 79. Which of the following should be in the FOURTH sentence after rearrangement? 1) B 2) G 3) D 4) E 5) C IBPS PO Prelims Model Paper www.talentsprint.com 23 80. Which of the following should be in the LAST (FIFTH) sentence after rearrangement? 1) C 2) A 3) B 4) D 5) F Directions (81-84): Read the following passage and answer the questions. We consumed the recommendations of the Thirteenth finance Commission (TF) on the fiscal front, as reported. The commission has dumped numerical targets in favour of qualitative ones for the fiscal and revenue deficits. The deficits are to go up in the downswing of a business cycle and come down on the upswing – all the way to a surplus in the case of the revenue deficit – with a council of wise men moderating any inclination on the part of the government of the day to declare a downswing when there is only an election on the horizon. The commission has focused on the government’s liabilities as a proportion of GDP. All this makes sense. Public finance experts have pointed out a tendency for the fiscal deficit to go up in an election year, whatever the state of the business cycle. In the recent showdown, an election-oriented wise deficit was already in place when the economic squeeze came, and the economy came through handsomely. We can’t count on such lucky coincidences all the time. So, the sort of institutional mechanism suggested by the commission would be quite appropriate. A cyclically – adjusted policy would call for more discipline, both by the Centre and the States. They would have to build a surplus during an upswing that would provide a cushion to spend more during a downtrun. This would mean reducing their indebtedness in a boom. Both the Centre and the State cannot go on a spending binge during a boom as they need to save for a rainy day, that would inevitably turn up, sooner or later. The TFC’s suggestion to disclose liabilities as a proportion of GDP would give a more accurate picture of the government’s balance sheet. The commission also stresses the need for the government to make its accounting more transparent. At present, subsidies paid to oil or fertilizer companies through bonds are accounted as below-the-line items to camouflage a high fiscal deficit. This must end. But the ultimate goal should be comprehensive reforms to rein in subsidies. A fiscal course correction is very much in order. IBPS PO Prelims Model Paper www.talentsprint.com 24 81. According to the passage, I. TFC recommended that discipline should be maintained while tackling fiscal deficit II. TFC commented that only a lucky coincidence saved the country from economic crisis III. TFCs criticized the Central and State Governments for spending binge during boom period. 1) I and II are correct 2) I and III are correct 3) I, II and III are correct 4) II and III are correct 5) None of these 82. It can be inferred from the passage that 1) the Central and State government are unable to contain the fiscal deficit 2) the Central and State government should take adequate steps to reduce the fiscal deficit 3) the Central and State government are responsible for the economy not doing well 4) the Central and State government should stop all subsidies which are creating fiscal deficit. 5) None of these 83. According to the passage, subjects that are discussed included 1) what items should be given subsidy 2) GDP growth 3) why the economy has fared well despite economic squeeze 4) misdirected planning of earlier finance commissions 5) None of these 84. According to the passage, which one of the following inferences is true? 1) Subsidies should be reigned in gradually to achieve fiscal control 2) Subsidies are more than what the economy can absorb 3) GDP should take into account government spending IBPS PO Prelims Model Paper www.talentsprint.com 25 4) GDP calculations are manipulated without accounting for foreign investments 5) None of these Directions (85-90): Each statement has a part missing. Choose the best option from the four options given below the statements to make up the missing part. 85. The ancient Egyptians believed…. So that when these objects were magically reanimated through the correct rituals, they would be able to function effectively 1) that it was essential that things they portrayed must have every relevant feature shown as clearly as possible 2) it was essential for things they portray to have had every relevant features shown as clearly as possible 3) it was essential that the things they portrayed had every relevant feature shown as clearly as possible 4) that when they portrayed things, it should have every relevant features shown as clearly as possible 5) None of these 86. Many people suggest …… and still others would like to convince people not to buy pirated cassettes. 1) to bring down audiocassette prices to reduce the incidence of music piracy, others advocate strong legal action against the offenders 2) bringing down audiocassette prices to reduce the incidents of music piracy, others are advocating strong legal action against offenders 3) bringing down audiocassette prices to reduce the incidence of music piracy, others advocate strong legal action against offenders 4) Audiocassette prices to be brought down to reduce incidence of music piracy, others advocate that strong legal action must be taken against offenders 5) None of these IBPS PO Prelims Model Paper www.talentsprint.com 26 87. Archaeologists believe that the pieces of red-ware pottery excavated recently near Bhavnagar and ………. shed light on a hitherto dark 600-year period in the Harappan history of Gujarat 1) estimated with a reasonable certainty as being about 3400 years old, 2) are estimated reasonably certain to be estimated years old 3) estimated at about 3400 years old with reasonable certainty, 4) estimated with reasonable certainty to be about 3400 years old, 5) None of these Directions (88-90): In each question, a word is given which is used in four different ways, numbered 1 to 4. Choose the option in which the usage of the word is INCORRECT or IN APPROPRIATE. 88. PASSING 1) She did not have passing marks in mathematics 2) The mad woman was cursing everybody passing her on the road 3) At the birthday party all the children enjoyed a game of passing the parcel 4) A passing taxi was stopped to rush the accident victim to the hospital 5) None of these 89. BOLT 1) The shopkeepers showed us a bolt of fine silk 2) As he could not move, he made a bolt for the gate 3) Could you please bolt the door? 4) The thief was arrested before he could bolt from the scene of the crime 5) None of these IBPS PO Prelims Model Paper www.talentsprint.com 27 90. FALLOUT 1) Nagasaki suffered from the fallout of nuclear radiations 2) People believed that the political fallout of the scandal would be insignificant 3) Who can predict the environmental fallout of the WTO agreements? 4) The headmaster could not understand the fallout of several of his good students at the public examination 5) None of these Directions (91-95): Fill up the blanks, numbered [i], [ii] ….. up to [v], in the passage below with the most appropriate word from the options given for each blank. ‚Between the year 1946 and the year 1955, I did not file any income tax returns.‛ With that [i] statement, Ramesh embarked on an account of his encounter with the Income Tax Department. ‚I originally owed Rs. 20,000 in unpaid taxes. With [ii] and fines, the 20,000 became 60,000. The Income Tax Department then went into action, and I learned firsthand just how much power the Tax Department wields. Royalties and trust funds can be [iii]; automobiles may be [iv], and auctioned off. Nothing belongs to the [v] until the case is settled. 91. 1) devious 2) blunt 3) tactful 4) pretentious 5) other than the options 92. 1) interest 2) taxes 3) principal 4) returns 5) other than the options 93. 1) closed 2) detached 3) attached 4) impounded 5) other than the options 94. 1) smashed 2) seized 3) dismantled 4) frozen 5) other than the options 95. 1) purchaser 2) victim 3) investor 4) offender 5) other than the options IBPS PO Prelims Model Paper www.talentsprint.com 28 Directions (96-100): Which of the phrases given against the sentence should replace the word/phrase given in bold in the sentence to make it grammatically correct? In the sentence is correct as it is given and no correction is required, select ‘No correction required’ as the answer 96. People though are trying making lighting of the incidence 1) trying to make lighting in 2) tried to make light in 3) are trying to make light of 4) are tried making light 5) No correction required 97. It is a well known fact that more than 60 per cent population of this world live under the poverty line 1) live behind 2) live below 3) lives under 4) living under 5) No correction required 98. Since we are living in a metro city for three years, we are reluctant to move to another city 1) As we lives at 2) Since we lived at 3) Since we have been living in 4) For we are living in 5) No correction required 99. Being too economical for him, he purchased two samples of the toy 1) It been too economical for him 2) It being too economical for him 3) Him being too economical by it 4) His being too economical for it 5) No correction required 100. The cloud of misfortunes appears to have blown out 1) over 2) up 3) away 4) in 5) No correction required IBPS PO Prelims Model Paper www.talentsprint.com 29 Answer Key 1.3 2.4 3.4 4.3 5.1 6.2 7.3 8.2 9.4 10.4 11.5 12.1 13.2 14.2 15.5 16.4 17.1 18.2 19.3 20.3 21.4 22.1 23.5 24.4 25.2 26.1 27.3 28.3 29.5 30.1 31.3 32.4 33.5 34.1 35.2 36.2 37.1 38.2 39.4 40.4 41.1 42.2 43.4 44.2 45.3 46.1 47.2 48.1 49.3 50.4 51.1 52.4 53.3 54.3 55.4 56.4 57.3 58.2 59.2 60.5 61.2 62.4 63.1 64.1 65.4 66.5 67.1 68.5 69.3 70.4 71.2 72.3 73.1 74.3 75.4 76.3 77.4 78.4 79.3 80.2 81.3 82.1 83.2 84.3 85.3 86.3 87.4 88.1 89.2 90.4 91.2 92.1 93.3 94.2 95.4 96.3 97.2 98.3 99.2 100.1