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Daily Questions Challenge for IBPS Exams - 7 September 2017 Posted: 07 Sep 2017 05:49 AM PDT Daily Questions Challenge for IBPS Exams - 7 September 2017   Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post. Ques 1) The executive powers of the Union formally vest in the A) President of India B) Prime Minister of India C) Union Cabinet D) Union Council of Ministers Ques 2) India can reap demographic dividend because India has relatively a higher proportion of a) School going children b) Youth available for work c) Experienced old persons d) English speaking people Ques 3) Antrix is the commercial arm of the a) Department of Space b) Department of Information technology c) Department of Atomic Energy d) Department of Electronics Answer:   1 (A), 2 (b), 3 (a)   Write and Discuss Your Answer with Q.No in Comment Box at the Bottom of Post Printed Half Yearly Current Affairs for IBPS, SBI Bank Exam Click Here to Buy Test Series for IBPS, SBI Exam Click Here to Join Online Course for IBPS Exam Click Here to Buy Study-Kit for IBPS, SBI Exam Click Here For Archive IBPS Current Affairs MCQ

Current Affairs for BANK, IBPS Exams 7 September 2017 Posted: 07 Sep 2017 05:46 AM PDT Current Affairs for BANK, IBPS Exams 7 September 2017   ::National::   13-year-old was allowed to terminate pregnancy by SC “How can a 13-year-old become a mother?” The question from Chief Justice of India Dipak Misra laid bare the vulnerability of a 13-year-old rape survivor, who has been allowed by the SC to terminate her 31-week-old pregnancy. A medical board opinion said the termination was possible, but would have serious consequences on the Class VII Mumbai student. The Supreme Court allowed a 13-year-old rape survivor to terminate her 31-week-old pregnancy. A medical board opinion said medical termination of her pregnancy was possible at this stage, but would have serious consequences on the Class 7 student from Mumbai. Medical experts, whose opinion was sought by the SC, said if the pregnancy was allowed to continue, the baby would be pre-term and would require intensive neo-natal care. Either way, doctors said both the ‘mother’ and baby would be at grave risk. States should take responsibility to stop attacks by cow vigilantes - SC Supreme court ordered the States and the Union Territories to appoint nodal police officers in every district to crack down on such groups. BJP-ruled Haryana, Rajasthan, Maharashtra and Gujarat accepted the apex court’s suggestion to appoint dedicated officers in the rank of Deputy Superintendent of Police to prevent ‘gau rakshaks,’ as they call themselves, from taking the law into their own hands or becoming a law unto themselves. A three-judge Bench of Chief Justice of India Dipak Misra and Justices Amitava Roy and A.M. Khanwilkar was hearing an intervention by Mahatma Gandhi’s grandson, Tushar Gandhi, about the lack of responsibility and accountability shown by the Centre and State administrations as vigilante groups wreaked havoc and resorted to murder in broad daylight in the name of the cow. Dalits and Muslims have reportedly been at the receiving end of violence unleashed by lynch mobs, especially in the four northern States. The court exhorted the Centre to uphold its constitutional mandate under Article 256 and direct the States to act against the groups. It said the Centre could not remain silent, leaving everything to the States. The court directed the Centre to respond to a submission by senior advocate Indira Jaising, for Mr. Gandhi, that the government cannot wash its hands of its constitutional responsibility under Article 256. The Centre should reply to this argument in the spirit of “co-operative federalism.” The Centre has maintained that violence by ‘gau rakshaks’ was a ‘State subject’ and it had no role to play, though it condemned all forms of violence. Indian roads became deadlier Indian roads became deadlier than ever in 2016, with a total of 1.51 lakh people dying in 4.81 lakh accidents, as per official data released. This denotes a 3% increase in fatalities over the previous year, even as the number of accidents declined by 4.1%, indicating a rise in the severity of accidents. In 2016, 55 accidents and 17 deaths took place every hour, which works out to a death every 3.5 minutes on Indian roads, according to the report, ‘Road Accidents in India 2016’, released by Road Transport and Highways Minister Nitin Gadkari. The report noted with concern that the share of fatal accidents and seriously injured accidents in total accidents rose to 28.3% and 25.1% of total road accidents during 2016, as against 26.3% and 23.9% respectively in 2015. The accident severity, a crucial indicator defined in terms of the number of persons killed by 100 accidents, stood at an all-time high of 31.4 in 2016, compared with 29.1 in 2015, and 28.5 in 2014. The number of persons injured in road accidents declined by 1.1% and totalled 4.95 lakh in 2016. The report also noted that 1.8% of the people killed were using their mobile phones while driving, and held this behaviour responsible for causing the accident. Two-wheeler riders were the most vulnerable road users, with their percentage share in fatalities at 34.8%, followed by car, taxi and van users at 17.9%. Out of the 52,500 two-wheeler riders killed in 2016, 19.3% were not wearing helmets. The fault of the driver in road accidents soared to 84% in 2016, compared to 77.1% in 2015, with the main fault being over-speeding. Among cities, Chennai had the highest number of road accidents (7,486) while Delhi had the highest fatalities (1,591) in 2016. The accident severity in 50 cities with over a million population rose sharply to 19.8 in 2016, as compared with 14.9% in 2015. Among States, Tamil Nadu topped the total number of road accidents with a percentage share of 14.9%, followed by Madhya Pradesh (11.2 per cent), and Karnataka (9.2 per cent). The official figures revealed for the first time that drivers who were minors (younger than 18 years of age) were involved in 4% of the total accidents and 3.5% of the fatal accidents. Drivers aged 25-35 years were involved in the most number of accidents during 2016. Around 83% of the people killed in accidents belonged to the working age group of 18-60 years. Concerned by the high rate of fatal accidents, Mr. Gadkari said that a district-level road safety committee will be formed to monitor the road safety record in the area. This committee would be headed by the Member of Parliament of the constituency, he added. Rohingya crises The Home Ministry held a high-level meeting on Wednesday to firm up its reply in the Supreme Court regarding the deportation of Rohingya Muslim immigrants. Officials said they were concerned with the deportation plan as Myanmar had in the past refused to accept the Rohingya as its citizens. In the Supreme Court earlier, Prashant Bhushan, counsel for two Rohingya, Mohammad Salimullah and Mohammad Shaqir, made a plea to “protect their life and liberty”. The Ministry had directed the States to conduct surveys and prepare to deport them in a “continuous manner”. Its advisory (No. 24013/29/Misc./2017-CSR.III(i)) of August 8 said the State governments were also told that the “powers to identify and deport the foreign nationals staying illegally in the country” had been delegated to them, and that they should “sensitise all law enforcement and intelligence agencies” to the risk from Rohingya. Infiltration from Rakhine State of Myanmar into Indian territory besides being [a] burden on the limited resources of the country also aggravates the security challenges. SC asks to probe assets of politicians The Supreme Court criticised the government for not investigating the huge increase in assets, by up to 500%, of politicians from what they show at the time of nomination. A Bench of Justices J. Chelameswar and S. Abdul Nazeer said the government had been saying it was in favour of electoral reforms, but it was not forthcoming when it came to revealing details about such massive rise in assets. Even the affidavit filed by the Central Board of Direct Taxes leaves a lot to be desired. It directed the government to file a detailed affidavit by September 12. The top court was hearing a plea disclosure of sources of income by the candidates contesting elections when they file nomination for elections. The court was hearing a petition filed by a non-governmental organisation, Lok Prahari, for the inclusion of a column in the nomination form seeking details of the sources of income. The plea has claimed that the candidates while filing their nomination papers were disclosing their assets, assets of their spouse, children and other dependents, but they do not reveal the sources of their income. Supreme court asks WhatsApp, FB what data do they share A five-judge Constitution Bench of the Supreme Court directed instant messaging platform WhatsApp and social media giant Facebook to file affidavits stating what user data they shared with “third parties.” The Bench led by Chief Justice Dipak Misra is hearing a petition filed by two law students alleging that a contract entered into between Facebook and WhatsApp in 2016 on data sharing was a violation of a citizen’s right to privacy. The data, according to them, included photographs, messages, pictures and other personal documents shared by users on WhatsApp. Initially, senior advocate Kapil Sibal representing WhatsApp, submitted that the instant messaging platform does not share any personal data of its users with third parties. He said only four details, ‘telephone number, type of device, last access of the user and registration date,’ are shared. The petitioners, represented by advocate Madhavi Divan, countered that the court should injunct WhatsApp from sharing user data with third parties. Ms. Divan submitted that European privacy watchdogs have warned WhatsApp against sharing user information with parent company, Facebook. WhatsApp was acquired by Facebook in 2014. The petitioners argued that the same restriction should be imposed in India. The Centre, represented by Additional Solicitor General Tushar Mehta, submitted that a committee had been set up under former Supreme Court judge B.N. Srikrishna, on July 31, 2017 to identify “key data protection issues” and suggest a draft Data Protection Bill. Petitioners are concerned with certain information you will come to know, which will reveal the pattern or behaviour of the user, like his communication of health details and reports with his doctors. PPP model in Rajasthan govt. schools The Rajasthan Cabinet has given clearance to the introduction of public-private partnership (PPP) in the school education, paving the way for private players to take over the government schools. The BJP government has been working on introducing the PPP model for schools since 2015, claiming that it will improve the quality of education. Though activists have raised objection to the concept, the State government went ahead with a revised 2017 policy without seeking public feedback. In the first phase of the policy’s implementation, 300 schools functioning in rural areas will be operated under the PPP model on a pilot basis. Parliamentary Affairs Minister Rajendra Rathore told reporters after the State Cabinet’s approval that the policy would not be extended to model schools and schools in district and divisional headquarters. There are a total of 9,895 secondary and senior secondary government schools in the State. Mr. Rathore said facilities such as grants, scholarships and mid-day meals would continue in the schools and there would be no extra burden on the students and their parents. The Minister said initially those schools where the results had been below average would be handed over to private players and in the subsequent stages, 75% of schools in the rural areas and 25% in the towns would be run under the PPP model. The private partners will be required to invest Rs.75 lakh to create infrastructure, besides providing teachers and other staff for classes I to XII. Supreme court bench questions exception in sec 375 IPC The Supreme Court questioned the reason for Parliament to create an exception in the penal law declaring that sexual intercourse by a man with his minor wife is not rape. The apex court asked the reason behind such an exception in the Indian Penal Code when the age of consent was 18 years for “all purposes.” “We do not want to go into the aspect of marital rape. That is for Parliament to see if they want to increase or decrease the age of consent. But once Parliament decided that we have fixed 18 years as the age of consent, can they carve out an exception like this,” a Bench of Justices Madan B Lokur and Deepak Gupta asked the Centre. Section 375 of the IPC, which defines the offence of rape, has an exception clause that says intercourse or sexual act by a man with his wife aged below 18 is not rape. Responding to the query, government counsel submitted that the exemption was created after due thought and consideration by Parliament. During the hearing, the Bench referred to the aspect of child marriage and said that despite there being a law which held it illegal, the practice was still going on. Centre says to focus on ‘impactful’ Smart City projects In an obvious measure to grab eyeballs, the Housing and Urban Affairs Ministry has asked the State governments to push up implementation of “impactful” projects which will get people talking about the Smart City Mission. The Centre and the State governments together have identified 261 projects worth Rs. 32,600 crore under this category. Majority of these projects are in the first lot of 20 smart cities announced in January 2016. Projects have been shortlisted without any clear definition of what “impactful” means. 261 impactful projects have been identified in consultation with the States and circulated earlier vide letter dated August 16, 2017. These projects are expected to have visible and transformative impact on the various aspects of the lives of the citizens. The list of “impactful” projects varies from Museum of Urban History in Bhubaneswar, to Adventure Park in Udaipur, to rejuvenation of water bodies in Coimbatore, to 5 km-long heritage walk in Warangal, to conservation of built heritage in Thanjavur, to redevelopment of world-famous Manikarnika Ghat in Varanasi. The Ministry has sent out this missive after the review of Smart Cities by Prime Minister Narendra Modi on August 30. He directed the Chief Secretaries to review the progress of projects on weekly basis. Since the list of first 20 smart cities came out on January 1, 2016, questions have been raised on the mission. For one, the Smart City is a misnomer, because only small pockets of the city are to be developed. The latest review of Smart City projects reveals that only 79 projects with total budget of Rs. 841 crore have been completed. Another 204 projects, with a budget of Rs. 7963 crore are under implementation. To accelerate work, the Ministry has now decided to award World Bank and AFD (Agence Francaise De Développement) funds on competitive basis. ::INDIA AND WORLD::   INDIA-CHINA Jolted by the military face-off in the Doklam plateau, India and China are rebooting their ties, by opening new channels of official communication to address points of friction before they develop into full-blown crises. The Chinese appear to have taken a strategic decision to reboot ties with India with a new and positive mindset following the Doklam crisis. After talks between Prime Minister Narendra Modi and President Xi Jinping, there is much anticipation that the quality of core communication between the two countries will greatly improve.” Yet, New Delhi has concerns that despite the fresh start in Xiamen on the sidelines of the BRICS summit, the leadership changes in China at the 19th party congress in October will impact the trajectory of New Delhi and Beijing ties. China’s apparent policy shift on international terrorism, as reflected in the BRICS statement, will be tested when the United Nations 1267 committee meets in October to discuss designation of Masood Azhar, the head of the Pakistan-based Jaish-e-Mohammad, as an international terrorist. China has so far resisted putting Azhar on the list of global terrorists, but there is some optimism now that Beijing may be ready to shift its stance on this issue, notwithstanding its special relationship with Pakistan. The new hands-on mechanism will supplement the already-existing periodically held “strategic dialogue”. It is expected to address concerns of an aspirational India and rising China in the region, including the Indian Ocean and the Asia-Pacific. Analysts say the thinking driving India’s Act-East policy and China’s Belt and Road Initiative is far from aligned. India’s Indo-Pacific doctrine is raising apprehensions in China that instead of pursuit of an independent policy, India is allowing itself to drift into a China-containment mode, with Tokyo and Washington as partners. India has its own concerns about Chinese intentions in the South China Sea and the South Asian neighbourhood, including Sri Lanka, Nepal and the Maldives. During a media briefing after the meeting between Prime Minister Modi and President Xi, Foreign Secretary S. Jaishankar highlighted that the two leaders had “laid out a very positive view of our relationship.” They had held “a detailed discussion about the mechanisms which could help both countries really go forward in that direction”. INDIA-MYNAMAR India said that it shares Myanmar’s concerns over “extremist violence” in the Rakhine State, from where 1,25,000 Rohingya have fled to Bangladesh, with Prime Minister Narendra Modi urging all stakeholders to find a solution that respects the country’s unity. Mr. Modi, who held wide-ranging talks with State Counsellor Aung San Suu Kyi, said it was important to maintain the security and stability of the land and maritime boundaries of the two countries. The two leaders also vowed to combat terror and boost security cooperation. Mr. Modi’s first bilateral visit here comes at a time when the Myanmarese government, led by Nobel laureate Suu Kyi, is facing international pressure over the 1,25,000 Rohingya Muslims who have poured into Bangladesh in just two weeks after Myanmar’s military launched a crackdown in Rakhine. When it comes to a big peace process or finding a solution to a special issue, we hope that all stakeholders can work together towards finding a solution which, while respecting the unity and territorial integrity of Myanmar, ensures peace, justice and dignity for all. His remarks came a day after Union Minister Kiren Rijiju said Rohingyas are illegal immigrants and will be deported from India. Mr. Rijiju had asserted that nobody should preach to India on the issue as the country has absorbed the maximum number of refugees in the world. After the Modi-Suu Kyi talks, 11 agreements were signed between the two sides in areas like maritime security, strengthening democratic institutions in Myanmar, health and information technology. Mr. Modi, in his statement, stressed on scaling up security cooperation, saying that being neighbours, the two countries have similar security concerns. ::INTERNATIONAL::   Suu Kyi angry over misinformation’ Myanmar said it is negotiating with China and Russia to ensure they block any UN Security Council censure over the violence that has forced an exodus of nearly 1,50,000 Rohingya Muslims to Bangladesh in less than two weeks. Myanmar leader Aung San Suu Kyi blamed “terrorists” for “a huge iceberg of misinformation” on the strife in the northwestern State of Rakhine but, in a statement, she made no mention of the Rohingya who have fled. Myanmar National Security Adviser Thaung Tun told a news conference in the capital, Nay Pyi Taw, that Myanmar was counting on China and Russia, both permanent members of the Security Council, to block a UN resolution on the crisis. Ms. Suu Kyi spoke by telephone with Turkish President Tayyip Erdoğan. In a statement issued by her office on Facebook, Ms. Suu Kyi said the government had “already started defending all the people in Rakhine in the best way possible” and warned against misinformation that could mar relations with other countries. She referred to images on Twitter of killings posted by Turkey’s Deputy Prime Minister that he later deleted because they were not from Myanmar. Fifteen states sue President over repeal of scheme Fifteen States and the District of Columbia have filed a lawsuit in New York challenging U.S. President Donald Trump’s plan to end a programme protecting young immigrants from deportation. The suit was first announced by Washington State Attorney General Bob Ferguson, who called Mr. Trump’s act “a dark time for our country.” Mr. Ferguson had earlier this year sued Mr. Trump over a travel ban affecting mostly Muslim nations. Business leaders, unions, religious groups, Opposition Democrats and many within Mr. Trump’s own Republican party have joined forces to criticise the phased end of protections for people who arrived in the U.S. under the age of 16. The announcement also prompted ex-President Barack Obama to make a rare re-entry onto the political stage to decry the decision as “wrong”, “self-defeating” and “cruel”. UN blames Syrian government for sarin attack United Nations war crimes investigators said they had evidence that Syrian government forces were behind a chemical attack that killed dozens of people in Khan Sheikhun in April. In the first UN report to officially blame Damascus, the UN Commission of Inquiry (COI) on Syria said it had gathered an “extensive body of information” showing the Syrian Air Force was behind the horrific sarin gas attack on April 4. At least 83 people, a third of them children, were killed and nearly 300 wounded in the attack on Khan Sheikhun, a town in the opposition-held northern Province of Idlib, it said. The Syrian Observatory for Human Rights, a Britain-based monitor, has previously given a death toll of at least 87. Syria’s government has denied involvement and claims it no longer possesses chemical weapons after a 2013 agreement under which it pledged to surrender its chemical arsenal. A fact-finding mission by the UN’s chemical watchdog, the OPCW, concluded earlier this year that sarin gas was used in the attack, but did not assign blame. The report also found the Syrian government responsible for at least 23 other chemical attacks in the country since March 2013. The investigators, who have never been granted access to Syria, said they based their findings on photographs of bomb remnants, satellite imagery and eyewitness testimony. They determined that a Su-22 fighter bomber, which is only operated by the Syrian Air Force, conducted four air strikes in Khan Sheikhun at around 6.45 a.m. on April 4. Bangladesh calls for UN intervention Bangladesh asked the United Nations to intervene to send back Rohingya refugees to Myanmar. Prime Minister Sheikh Hasina asked for assistance in this regard during her meeting with UN Resident Coordinator Robert Watkins. Meanwhile, UN chief Antonio Guterres has written to the Security Council expressing his concern that the violence Rakhine could spiral into a “humanitarian catastrophe with implications for peace and security that could continue to expand beyond Myanmar’s borders”. The UN’s migration agency, the International Organization for Migration (IOM) appealed for an immediate relief assistance of $18 million. This appeal will be followed by a more comprehensive needs assessment and response plan. Meanwhile, the Bangladesh Foreign Office, for the fourth time since August 25, summoned the Myanmar envoy in Dhaka and handed a protest note expressing deep concern over the fresh influx of the Rohingya people. ::ECONOMY::   Task force led by NITI Aayog to suggest on new jobs The NDA government has constituted a new task force led by NITI Aayog vice-chairman Rajiv Kumar to recommend measures to increase employment by promoting labour-intensive exports. While the Indian workforce has high aspirations, a majority of the workers are still employed in low-productivity, low-wage jobs in small, micro and own-account enterprises. An urgent and sustained expansion of the organized sector is essential to address India’s unemployment and under-employment issue. An important strategy is to enable a shift towards more labour-intensive goods and services that are destined for exports. Given the importance of exports in generating jobs, India needs to create an environment in which globally competitive exporters can emerge and flourish,” the Aayog noted. The committee has been asked to submit its report by November 2017. District-wise plan to help boost manufacturing’ The new commerce and industry minister Suresh Prabhu outlined his priorities. They include firming up a district-wise industrial investment plan to help boost the share of manufacturing in the country’s GDP, as well as improving India's economic diplomacy to spur exports and investments. His priorities also include addressing challenges being faced by exporters owing to the Goods and Services Tax, integrating India's exports into the global supply chain, improving logistics to reduce transaction costs of exporters and bringing out an agricultural export policy. Addressing reporters, Mr. Prabhu said he had held a meeting with ‘Invest India’ (the government's investment promotion and facilitation arm), and sought a district-wise plan for boosting investments in manufacturing and other sectors. Ultimately every investor makes their investments in districts, and base their decisions on factors including the district’s human resources, natural resources and the law and order situation. Noting that each district had core competencies, Mr. Prabhu said he would work with state governments to bring out a plan. The minister said there would also be a re-evaluation of the ‘Make In India’ initiative to find out more ways to revitalise manufacturing. He also called for laying emphasis not only on the ‘Make in India’ initiative but also on ‘Design In India’ for attracting investments. Penal action against unauthorised use of bank accounts The government has warned directors of the 2.09 lakh companies, which have been struck off the Register of Companies, against siphoning funds out of these firms’ bank accounts, for, this could attract punishment that includes at least six months up to three years of imprisonment. The finance ministry had, urged banks to freeze bank accounts of 2.09 lakh firms. On Wednesday, the ministry warned that the ‘two to three lakh directors’ of firms that have been disqualified would face ‘strict action’ even if they have ‘siphoned off any money prior to’ banks imposing restrictions on such accounts. Newly appointed Minister of State for Corporate Affairs P.P. Chaudhary said more shell companies were being identified, as efforts were under way to identify the ultimate beneficiaries behind firms already struck off. Professionals such as chartered accountants, company secretaries and cost accountants associated with such shell companies and involved in illegal activities had been identified in certain cases and action against them was being monitored, he added. The weeding out of shell companies would not only help in checking the menace of black money but also would promote an ecosystem of ‘Ease of Doing Business’ and enhancing investors’ confidence. Printed Study Materials for IBPS, SBI Bank Exam Current Affairs is Part of Online Course of IBPS Exams. Click Here for Daily News Archive Current Affairs Daily News IBPS Current Affairs

Buy Printed Study Material for IBPS PO Exams 2017 Posted: 07 Sep 2017 03:43 AM PDT Model Questions for IBPS PO PRELIM Exam : English Language Set-10 1.He would be like to have some ice-cream. (1)would like to (2)would be liked to (3)was to be liking to (4)would being liked to (5)No correction required 2.Not knowing the language and had no friends in the country, he found it impossible to get a job. (1)has no (2)with having (3)with having not (4)having no (5)No correction required 3.She will not attend the meeting until she is asked to. (1)except (2)even with (3)even except (4)unless (5)No correction required 4.Because of his smart work, he is in the best books of his employer. (1)in the better books (2)in the good book (3)in the good books (4)into the good books (5)No correction required 5.With the introduction of the new system, the number of candidates who resort to unfair means is decreasing year after year. (1)resorting to (2)to resort to (3)resorted to (4)to resorting (5)No correction required Directions: In the following passage there are blanks, each of which has been numbered. These numbers are again printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. Though I had hired cabins in Bandra and a house in Andheri, divinity would not let me settle down. 186 had I moved into my new house when my brother Balmukund, who had already been through an 187 attack of jaundice some years back, had a 188 attack of typhoid, 189 with pneumonia and signs of restlessness at night. The doctor was 190 in. He said medicine would have 191 effect, but eggs and chicken both might be given. Balmukund was only five years old. To confer with his wishes was out of the question. Being his 192 1 had to 193. The doctor was very good. I told him that we were all vegetarians and that I could not possibly give either of the two things to my brother. Would he therefore 194 something else? ‘Your brother’s life is in danger,’ said the 195 doctor. ‘We could give him milk diluted 196 water, but that will not give him enough 197. As you know, I am called in by many vegetarian families, and they do not 198 to anything 199. 1 think you will be well advised not to be so 200 on your brother.’ 6. (1)Then (2)Hardly (3)Wherever (4)Quicker (5)Why Buy Printed Study Material for IBPS PO Exams 2017 7. (1)heart (2)big (3)acute (4)hard (5)harsh 8. (1)unforgiving (2)hard (3)burly (4)severe (5)tough 9. (1)couple (2)felt (3)combined (4)joint (5)adjoining 10. (1)brought (2)called (3)invited (4) sent (5) commissioned 11. (1)negligent (2)soothed (3)rough (4)little (5)deep 12. (1)doctor (2)attendant (3)nurse (4)forefather (5)guardian 13. (1)plead (2)hide (3)pressurise (4)decide (5)proceed 14. (1)resolve (2)order (3)observe (4)diagnose (5)recommend 15. (1)casual (2)good (3)surgeon (4)handsome (5)insincere 16. (1)with (2)for (3)at (4)upon (5)in 17. (1)dose (2)drug (3)intake (4)nourishment (5)punishment 18. (1)oppose (2)protest (3)subject (4)care (5)object 19. (1)oppose (2)take (3)prescribe (4)describe (5)propose 20. (1)hard (2)unkind (3)easy (4)wise (5)careful Answer:   1. (2) 2. (3) 3. (4) 4. (3) 5. (2) 6. (3) 7. (4) 8. (3) 9. (3) 10. (3) 11. (2) 12. (5) 13. (3) 14. (4) 16. (3) 16. (4) 17. (2) 18. (4) 19. (5) 20. (3)  Buy Printed Study Material for IBPS PO Exams 2017 IBPS PO Exam IBPS PO Prelim English Model Questions IBPS PO

(Paper) IBPS: Common Written Examination (CWE) :2011 - Computer Knowledge Posted: 07 Sep 2017 03:00 AM PDT   (Paper) IBPS: Common Written Examination (CWE) :2011 - Computer Knowledge 1. Buffer is device/storage area–1. Where data are temporarily stored 2. Where data is permanently stored 3. Where data error occurs 4. All of the above 5. None of these 2. A network geometric arrangement in which a single connecting line is shared by a number of nodes is called–1. Car Topology 2. Bus Topology 3. Truck Topology 4. All of the above 5. None of these 3. An error in a computer program is referred as–1. Bug 2. Bit 3. Virus 4. All of the above 5. None of these 4. Circuits that provide a communication path between two or more devices of a digital computer system is–1. Car 2. Bus 3. Truck 4. All of the above 5. None of these 5. A fixed number of adjacent bits that represent a particular character or symbol are referred as–1. Byte 2. Octal 3. Bubble 4. All of the above 5. None of these 6. Cache memory is a–1. Small buffer storage 2. Permanent storage 3. Main memory 4. All of the above 5. None of these 7. The total number of digits (symbols) available to represent numbers in a positional number system is referred as–1. Number system 2. Base 3. Power 4. All of the above 5. None of these 8. Cache memory is–1. Smaller and faster than main storage 2. Bigger and slower than main storage 3. Smaller but slower than main memory 4. Bigger and faster than main memory 5. None of these 9. Cache memory–1. Is a Static RAM 2. Increases the speed of processing by making current programs and data available to the CPU at a rapid rate 3. Both 1. and 2. are true . 4. Both 1. and 2. are false 5. None of these 10. Following is false for BASIC–1. Beginners All-Purpose Symbolic Instruction Code 2. High-level interactive programming language 3. Works in time sharing environment 4. Low level object oriented language 5. None of these  Printed Study Material for IBPS PO Exam 11. A unit for measuring data transmission speed that describes the capacity of a carrier is referred as–1. Baud 2. Bit 3. Bond 4. All of the above 5. Batch 12. A process of trying out a new product by independent users before it is finally manufactured/developed–1. Alpha test 2. Beta Test 3. Gamma test 4. All of the above 5. None of these 13. A selection, choice, or condition involving two possibilities is referred as–1. Unary 2. Binary 3. Octal 4. All of the above 5. None of these 14. Base band System is–1. A networking system 2. Where the channel support a single digital signal 3. Both 1. and 2. are true 4. All of the above 5. None is true 15. One of the early coding systems, based on the idea of converting each digit of a decimal number into its binary equivalent rather than converting the entire decimal value into a pure binary form is–1. ASCII code 2. BCD 3. ASCII-8 4. All of the above 5. None of these 16. In Batch processing–1. Several computer programs runs one after another without human interaction to run each program individually 2. Several computer programs runs one after another with human interaction to run each program individually 3. Selected computer programs runs one after another with human interaction to run each program individually 4. All of the above 5. None is true 17. BISYNC is–1. Binary synchronous 2. A process of transmitting data 3. A half-duplex, character oriented, synchronous data communication transmission method 4. All of the above 5. None of these 18. A device that is used to transmit data from one location to another is referred as–1. Storage 2. Memory 3. Carrier 4. All of the above 5. None of these 19. Programs developed by an outside supplier and provided to the user in a machine readable form is known as–1. Canned programs 2. Beta program 3. Alpha program 4. All of the above 5. None of these 20. A binary numbers are represented by–1. Digits 0 and 1 2. Digits 0, 1, ..., 8 3. Digits AB, C,... 4. All of the above 5. None of these 21. BIOS is responsible for 1. Handling the particulars of input/output operations 2. Output operations 3. Input operations 4. All of the above 5. None of these 22. BIOS is an abbreviation for–1. Binary Input/Binary Output 2. Binary synchronous 3. Binary digit 4. All of the above 5. None of these 23. BISYNC is an abbreviation for–1. Binary Input/Binary Output 2. Binary synchronous 3. Binary digit 4. All of the above 5. None of these 24. The overall design, construction, organiz-ation and interconnecting of the various components of a computer system is referred as–1. Computer Architecture 2. Computer Flowchart 3. Computer Algorithm 4. All of the above 5. None of these 25. A number system with a base of two is referred as–1. Unary number system 2. Binary number system 3. Octal number system 4. All of the above 5. None of these Answers: 1. (1) 2. (2) 3. (1) 4. (2) 5. (1) 6. (1) 7. (2) 8. (1) 9. (3) 10. (4) 11. (1) 12. (2) 13. (2) 14. (3) 15. (2) 16. (1) 17. (4) 18. (3) 19. (1) 20. (1) 21. (1) 22. (1) 23. (2) 24. (1) 25. (2) Printed Study Material for IBPS PO Exam   < Institute of Banking Personnel Selection (IBPS) Computer Knowledge Clerk Download Exam Paper आई. बी. पी. एस. - संयुक्त लिखित परीक्षा आई.बी.पी.एस. - भर्ती परीक्षा

IBPS (PO) Previous Year Exam Paper - 2012 "English Language" Posted: 07 Sep 2017 02:58 AM PDT IBPS (PO) Previous Year Exam Paper - 2012   Subject: Computer Knowledge 151. _________ allows users to upload files to an online site so they can be viewed and edited from another location. (1) General-purpose applications (2) Microsoft outlook (3) Web-hosted technology (4) Office Live (5) None of these 152. What feature adjusts the top and bottom margins so that the text is centered vertically on the printed page? (1) Vertical justifying (2) Vertical adjusting (3) Dual centering (4) Horizontal centering (5) Vertical centering 153. Which of these is not a means of personal communication on the Internet? (1) chat (2) instant messaging (3) instanotes (4) electronic mail (5) None of these 154. What is the overall term for creating, editing, formatting, storing, retrieving, and printing a text document? (1) Word processing (2) Spreadsheet design (3) Web design (4) Database management (5) Presentation generation 155. Fourth-generation mobile technology provides enhanced capabilities allowing the transfer of both data, including full-motion video, high-speed Internet access, and videoconferencing. (1) video data and information (2) voice and non-voice (3) music and video (4) video and audio (5) None of these 156. _________ is a form of denial of service attack in which a hostile client repeatedly  attack in which a hostile client repeatedly sends SYN packets to every port on the server, using fake IP addresses. (1) Cybergaming crime (2) Memory shaving (3) Syn flooding (4) Software piracy (5) None of these 157. Which of these is a point-and-draw device? (1) mouse (2) scanner (3) printer (4) CD-ROM (5) keyboard 158. The letter and number of the intersecting column and row is the (1) cell location (2) cell position (3) cell address (4) cell coordinates (5) cell contents 159. A set of rules for telling the computer what operations to perform is called a (1) procedural language (2) structures (3) natural language (4) command language (5) programming language 160. A detailed written description of the programming cycle and the program, along with the test results and a printout of the program is called (1) documentation (2) output (3) reporting (4) spec sheets (5) directory 161. Forms that are used to organise business data into rows and columns are called (1) transaction sheets (2) registers (3) business forms (4) sheet-spreads (5) spreadsheets 162. In PowerPoint, the Header & Footer button can be found on the Insert tab in what group? (1) Illustrations group (2) Object group (3) Text group (4) Tables group (5) None of these 163. A(n)_____ is a set of programs designed to manage the resources of a computer, including starting the computer, managing programs, managing memory, and coordin-ating tasks between input and output devices. (1) application suite (2) compiler (3) input/output system (4) interface (5) operating system (OS) 164. A typical slide in a slide presentation would not include (1) photo images, charts and graphs (2) graphs and clip art (3) clip art and audio clips (4) full-motion video (5) content templates 165. The PC productivity tool that manipulates data organised in rows and columns is called a(n) (1) spreadsheet (2) word processing document (3) presentation mechanism (4) database record manager (5) EDI creator 166. In the absence of parentheses, the order of operation is (1) exponentiation, addition or subtraction, multiplication or division (2) addition or subtraction, multiplication or division, exponentiation (3) multiplication or division, exponen-tiation, addition or subtraction (4) exponentiation, multiplication or divi-sion, addition or subtraction (5) addition or subtraction, exponentiation, multiplication or division 167. To find the Paste Special option, you use the Clipboard group on the _______ tab of PowerPoint. (1) design (2) slide Show (3) page layout (4) insert (5) home 168. A(n) program is one that is ready to run and does not need to be altered in any way. (1) interpreter (2) high-level (3) compiler (4) COBOL (5) executable 169. Usually downloaded into folders that hold temporary Internet files,_________ are written to your computer’s hard disk by some of the Web sites you visit. (1) anonymous files (2) behaviour files (3) banner ads (4) large files (5) cookies 170. What is the easiest way to change the phrase “revenues, profits, gross margin,” to read “revenues, profits, and gross margin”? (1) Use the insert mode, position the cursor before the g in gross, then type the word and followed by a space (2) Use the insert mode, position the cursor after the g in gross, then type the word and followed by a space (3) Use the overtype mode, position the cursor before the g in gross, then type the word and followed by a space (4) Use the overtype mode, position the cursor after the g in gross, then type the word and followed by a space (5) None of these 171. A program, either talk or music, that is made available in digital format for automatic download over the Internet is called a (1) wiki (2) broadcast (3) vodcast (4) bIog (5) podcast 172. Which PowerPoint view displays each slide of the presentation as a thumbnail and is useful for rearranging slides? (1) Slide sorter (2) Slide show (3) Slide master (4) Notes page (5) Slide design 173. Different components on the motherboard of a PC unit are linked together by sets of parallel electrical conducting lines. What are these lines called? (1) Conductors (2) Buses (3) Connectors (4) Consecutives (5) None of these 174. What is the name given to those applications that combine text, sound, graphics, motion video, and/or animation? (1) motionware (2) anigraphics (3) videoscapes (4) multimedia (5) maxomedia 175. A USB communication device that supports data encryption for secure wireless commu-nication for notebook users is called a (1) USB wireless network adapter (2) wireless switch (3) wireless hub (4) router (5) None of these Printed Study Material for IBPS PO Exam   176. A(n) language reflects the way people think mathematically. (1) cross-platform programming (2) 3GL business programming (3) event-driven programming (4) functional (5) None of these 177. When entering text within a document, the Enter key is normally pressed at the end of every (1) line (2) sentence (3) paragraph (4) word (5) file 178. When a real-time telephone call between people is made over the Internet using computers, it is called (1) a chat session (2) an e-mail (3) an instant message (4) internet telephony (5) None of these 179. Which of the following is the first step in sizing a window? (1) Point to the title bar (2) Pull down the View menu to display the toolbar (3) Point to any corner or border (4) Pull down the View menu and change to large icons (5) None of these 180. Which of the following software could assist someone who cannot use their hands for computer input? (1) Videoconferencing (2) Speech recognition (3) Audio digitizer (4) Synthesizer (5) None of these 181. ......... a document means the file is transferred from another computer to your computer. (1) Uploading (2) Really Simple Syndication (RSS) (3) Accessing (4) Downloading (5) Upgrading 182. Which computer memory is used for storing programs and data currently being processed by the CPU? (1) Mass memory (2) Internal memory (3) Non-volatile memory (4) PROM (5) None of these 183. Computers that control processes accept data in a continuous (1) data traffic pattern (2) data highway (3) infinite loop (4) feedback loop (5) slot 184. What refers to a set of characters of a particular design? (1) Keyface (2) Formation (3) Calligraph (4) Stencil (5) Typeface 185. ........ is used by public and private enterprises to publish and share financial information with each other and industry analysts across all computer platforms and the Internet. (1) Extensible Markup Language (XML) (2) Extensible Business Reporting Language (XBRL) (3) Enterprise Application Integration (EAI) (4) Sales Force Automation (SKA) software (5) None of these 186. Which part of the computer is used for calculating and comparing? (1) ALU (2) Control unit (3) Disk unit (4) Modem (5) None of these 187. The method of Internet access that requires a phone line, but offers faster access speeds than dial-up is the connection. (1) cable access (2) satellite access (3) fibre-optic service (4) digital subscriber line (DSL) (5) modem 188. ............. software creates a minor image of the entire hard disk, including the operating system, applications, files, and data. (1) Operating system (2) Backup software (3) Utility programs (4) Driver imaging (5) None of these 189. What is a URL? (1) A computer software program (2) A type of programming object (3) The address of a document or “page” on the World Wide Web (4) An acronym for Unlimited Resources for Learning (5) A piece of hard ware 190. What is the significance of a faded (dimmed) command in a pull-down menu? (1) The command is not currently accessible. (2) A dialog box appears if the command is selected. (3) A Help window appears if the command is selected. (4) There are no equivalent keystrokes for the particular command. (5) None of these 191. Your business has contracted with another company to have thorn host and run an application for your company over the Internet. The company providing this service to your business is called an (1) internet service provider (2) internet access provider (3) application service provider (4) application access provider (5) outsource agency 192. A(n) ............. allows you to access your e-mail from anywhere. (1) forum (2) webmail interface (3) message board (4) weblog (5) None of these 193. Which of the following would you find on Linkedln? (1) Games (2) Connections (3) Chat (4) Applications (5) None of these 194. ............. is a technique that is used to send more than one call over a single line. (1) Digital transmission (2) Infrared transmission (3) Digitizing (4) Streaming (5) Multiplexing 195. The Search Companion can (1) locate all files containing a specified phrase (2) restrict its search to a specified set of folders (3) locate all files containing a specified phrase and restrict its search to a specified set of folders (4) cannot locate all files containing a specified phrase or restrict its search to a specified set of folders (5) None of these 196. Which of the following cannot be part of an email address? (1) Period (.) (2) At sign (@) (3) Space () (4) Underscore (_) (5) None of these 197. Which of the following must be contained in a URL? (1) A protocol identifier (2) The letters www (3) The unique registered domain name (4) www. and the unique registered domain name (5) A protocol identifier, www. and the unique registered domain name 198. Which of the following information systems focuses on making manufacturing processes more efficient and of higher quality? (1) Computer-aided manufacturing (2) Computer-integrated manufacturing (3) Computer-aided software engineering (4) Computer-aided system engineering (5) None of these 199. A mistake in an algorithm that causes incorrect results is called a (1) logical error (2) syntax error (3) procedural error (4) compiler error (5) machine error 200. A device for changing the connection on a connector to a different configuration is (1) a converter (2) a component (3) an attachment (4) an adapter (5) voltmeter Printed Study Material for IBPS PO Exam   < IBPS PO Exam Probationary Officer Exam Info

(Article)बदलते वित्तीय परिवेश में डिजिटल बैंकिंग का महत्व (The importance of digital banking in the changing financial environment) Posted: 07 Sep 2017 02:05 AM PDT (Article)बदलते वित्तीय परिवेश में डिजिटल बैंकिंग का महत्व (The importance of digital banking in the changing financial environment)             Courtesy: दीनानाथ झा,मुख्य प्रबंधक (अनुसंधान),भारतीय स्टेट बैंक

(Paper) SBI Clerk Exam Paper - 2016 "Held On 25-06-2016"(GENERAL ENGLISH) Posted: 07 Sep 2017 12:19 AM PDT (Paper) SBI CLERK MAIN EXAM, - 2016 "Held On 25-06-2016" ::GENERAL ENGLISH:: Directions (1­5) : In these questions, read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. That part is the answer. If there is no error, the answer is No error’. (Ignore errors of punctuation, if any) 1. The tourist industry of the state feels that the facility of visa­on­arrival should be made available to keeping the industry vibrant. (1) The tourist industry of the state (2) feels that the e facility of visa­on­arrival (3) should be made available (4) to keeping the industry vibrant. (5) No error 2. Even a newly­recruited teacher in a government high school gets more than what a former principal gets as pension. (1) Even a newly­recruited teacher (2) in a government high school gets (3) more than what (4) a former principal gets as pension. (5) No error 3. Six people fainted on board an international flight, promptly the emergency crew to check the plane for hazardous materials. (1) Six people fainted (2) on board an international flight, (3) promptly the emergency crew to check (4) the plane for hazardous materials. (5) No error 4. To be short­listed for the competition, the children have to fill up a contest form that their respective schools will provide. (1) To be short­listed for the competition (2) the children have to fill up (3) a contest form that their (4) respective schools will provide. (5) No error 5. The students of the school would be send to the zoo on a study tour to gain first­hand experience. (1) The students of the school (2) would be send to the zoo (3) on a study tour (4) to gain first­hand experience. (5) No error Directions (6­10) : Read the following passage carefully and answer the questions given below it. Business finance refers to the funds and monetary support required by an entrepreneur for carrying out the various activities relating to his/her business organisation. It is needed at every stage of a business life cycle. For instance, in starting a business, it is essential for acquiring fixed assets, such as land, building, plant and machinery etc. as well as for meeting the day­to­day expenses in the form of payment of wages and salaries, purchasing raw materials etc. In order to successfully operate and expand the business, funds are necessary for promoting and marketing the product; distributing it to the prospecting consumers; as well as for managing the firm’s human resource base. Further, in the changing business environment marked by increasing competition, additional funds are desirable for continuous modernisation and up gadation of the business unit. Though the amount of the capital needed by an enterprise depends upon the nature and size of the business, but its timely and adequate supply is indispensable for any form of individual set up (whether small, medium or large). Recognising this fact, the Government of India has evolved a well developed financial system in the country. The financial system refers to an institutional arrangement through which the savings in the economy are mobilised and effectively allocated among the ultimate borrowers. It operates through a network of financial markets and institutions, which are broadly categorized into money market and capital market. Given this financial set up, the Central and the State Governments have been making all efforts for .meeting the financial requirements of the entrepreneurs. These are in the form of several financial schemes and funding options offered by the ministries, public and private banks, small industries development organisation, national small industries corporation limited, state financial corporations etc. Thus, India has a sound financial structure which is capable of providing a strong base for setting up of business units in the country. Growth of a business is essential for sustaining its viability, dynamism and value- enhancing capability. It reflects the ability of a company to earn higher profits and compete with the rivals in an effective manner. The three widely used measures of corporate growth are: Increase in sales. Increase in Profits and Increase in Assets. A company can achieve its growth objectives by expanding the existing market for its product and entering into new markets. Therefore, an entrepreneur must make a thoughtful analysis of all the possible options available to him for expanding his business by taking into account the inherent risks, the financial requirements and the surrounding regulatory framework. 6. Which word among the following is the most suitable synonym for the word ‘monetary’ in this context ? (1) Monthly (2) Rewards (3) Responsibility (4) Mechanism (5) Money 7. ..................is needed at every stage of a business life cycle. (1) People (2) Funds (3) Profits (4) Assets (5) Sales 8. What is the general tone of the author ? (1) Descriptive (2) Narrative (3) Analytical (4) Argumentative (5) Critical 9. The financial system refers to a/an through which the savings in the economy are mobilised and effectively allocated. (1) institutional arrangement (2) bank arrangement (3) interest arrangement (4) allocation arrangement (5) distributive arrangement 10. A company can achieve its growth objectives by laying emphasis on (1) funds availability (2) advancements in technology (3) customer services (4) market growth (5) management Directions (21­30) : Read the passage carefully and answer the questions given below it. Certain words/phrases have been given in bold to help you locate them while answering some of the questions. Some time ago, there lived a King. The King should have been contented with his life, given all the riches and luxuries he had. However, this was not the case! The King always found himself wondering why he just never seemed contented with his life. Sure, he had the attention of everyone wherever he went, attended fancy dinners and parties, but somehow, he still felt something was lacking and he couldn’t put his finger on it. One day, the King had woken up earlier than usual to stroll around his palace. He entered his huge living room and came to a stop when he heard someone happily singing away. Following this singing, he saw that one of the servants was singing and had a very contented look on his face. This fascinated the King and he summoned this man, to his chambers. The man entered the King’s chambers as ordered. The King asked why he was so happy. To this the man replied: “Your Majesty, I am nothing but a servant, but I make enough of a living to keep my wife and children happy. We don’t need too much, a roof over our heads and warm food to fill our tummy. My wife and children are inspiration; they are content with whatever little I bring home. I am happy because my family is happy.” Hearing this, the King dismissed the servant and summoned his Personal Assistant to his chambers. The King related his personal anguish about this feeling and then related the story of the servant to his Personal Assistant. Hoping that somehow, he will be able to come up with some reasoning that here was a King who could have anything he wished for at a snap of his fingers and yet was not contented, whereas his servant, having so little, was extremely contented. The Personal Assistant listened attentively and came to a conclusion. He said, “Your Majesty, I believe that the servant has not been made part of The 99 Club.” “The 99 Club? And what exactly is that?” The King inquired. To which the Assistant replied, “Your Majesty, to truly know what The 99 Club is, you will have to do the following: Place 99 gold coins in a bag and leave it at the servant’s doorstep. You will then understand what The 99 Club is.” That very same evening, the King arranged for 99 gold coins to be placed in a bag at the servant’s doorstep. Although he was slightly hesitant and he thought he should have put 100 gold coins into the bag, yet since his assistant had advised him to put 99, that is what he did. The servant was just stepping out of his house when he saw a bag at his doorstep. Wondering about its contents, he took it into his house and opened the bag. When he opened the bag, he let out a great big shout of joy, “Gold coins. So many of them.” He could hardly believe it. He called his wife to show her the coins. He then took the bag to a table and emptied it out and began to count the coins. Doing so, he realised that there were 99 coins and he thought it was an odd number so he counted again and again and again only to come to the same conclusion — 99 gold coins. He began to wonder, what could have happened to that last one coin? For no one would leave 99 coins. He began to search his entire house, looked around his backyard for houses, not wanting to lose out that one coin. Finally, exhausted, he decided that he would work harder than ever to make up for that one gold coin to make his entire collection an even 100 gold coins. He got up the next morning in an extremely horrible mood, shouting at the children and his wife for his delay, not realising that he had spent most of the night conjuring ways of working hard so that he had enough money to buy himself that gold coin. He went to work as usual — but not in his usual best mood, singing happily — as he grumpily did his daily errands. I Seeing the man’s attitude change so drastically, the King was puzzled. He promptly summoned his Assistant to his chambers. The King related his thoughts about the servant and once again, his Assistant `listened. The King could not believe that the servant who until yesterday had been singing away and was happy and contented with his life had taken a sudden change of attitude, even though he should have been happier after receiving the gold coins. To this the Assistant replied, “Ah! But your Majesty, the servant has now officially joined The 99 Club.” He explained: “The 99 Club is just a name given to those­people who have everything but yet are never contented, therefore they are always working hard and striving for that extra one to round it out to 100 ! We have so much to be thankful for and we can live with very little in our lives, but the minute we are given something bigger and better, we want even more ! We are not the happy contented person we used to be. We want more and more and by wanting more and more we don’t realise the price we pay for it. We lose our sleep, our happiness; we hurt the people around us just as a price to pay for our growing needs and desires. That is what joining The 99 Club is all about.” Hearing this, the King decided that from that day onwards, he was going to start appreciating all the little things in life.  Striving for more is always good, but let’s not strive so hard and for so much that we lose all those near and dear to our hearts. We shouldn’t compromise our happiness for moments of luxuries ! 11. Why did the King summon the servant ? (1) Because the servant was singing a sad song. (2) Because he was fascinated by the happiness of the servant. (3) Because the servant had shown disrespect to him. (4) Because the servant was also assigned the job of a spy. (5) Other than those given as options 12. What was/were the reason for the servant’s happiness ? A. He was not a part of The 99 Club. B. He was too poor to look after his family C. His family was happy. (1) Only (A) and (B) (2) Only (B) and (C) (3) Only (A) and (C) (4) All (A), (B) and (C) (5) Only (C) 13. What was not the effect of placing the bag containing 99 gold coins at the servant’sdoorstep ? (1) The servant became overjoyed to find the bag containing gold coins. (2) He counted the gold coins again and again to confirm whether they were just ninety nine or a hundred. (3) He began to search the last one coin in and around his house. (4) Finally he could find the last one coin in his backyard. (5) Other than those given as options 14. What happened to the servant when he became part of The 99 Club ? (1) He got up the next morning in a horrible mood. (2) He rebuked the members of his family. (3) He went to work in a depressed mood. (4) He did his work grumpily. (5) All of the above 15. In the context of the passage, what do you mean by The 99 Club ? (1) The 99 Club is ‘a group of rich people (2) It is the club of dissatisfied people. (3) It is a club of minister of the royal court. (4) It is the club of people. (5) Other than those given as options 16. Choose the word which is most similar in meaning to the word FASCINATED given in bold as used in the passage. (1) Bored (2) Attracted (3) Repulsed (4) Exhausted (5) Irritated 17. Choose the word which is most similar in meaning to the word HESITANT given in bold as used in the passage. (1) Resolute (2) Sure (3) Definite (4) Uncertain (5) Confident 18. Choose the word which is most opposite in meaning to the word STROLL given in bold as used in the passage. (1) Excursion (2) Lazy walk (3) Survey (4) Breath (5) Run 19. Choose the word which is most opposite in meaning to the word ANGUISH given in bold as used in the passage. (1) Joy (2) Affliction (3) Agony (4) Distress (5) Sorrow 20. Choose the word which is most similar in meaning to the word HORRIBLE given in bold as used in the passage. (1) Pleasant (2) Light (3) Terrible (4) Happy (5) Fine Directions (21­25) : Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in a proper .sequence to form a meaningful paragraph and then answer the given questions. A. The full extent and impact of the forest fires in Uttarakhand can be assessed only after they have abated with better weather conditions, but the furious blaze that has swept the hill state drives home the truth that governments are yet to find scientific ways to tackle the phenomenon. B. Some of the studies reported by organisations affiliated to the Union Environment Ministry point to the effective intervention of community­led `van panchayats’ (forest councils in preventing fires. C. Progress can be made also by providing environmental education to local residents and officials. D. Significantly, the use of biomass alternatives, including cooking gas, has had a beneficial impact on fire risk, and this must be expanded. E. The Uttarakhand Government should learn from the severity of the experience, and involve its large rural communities in preparing for the future. F. It is possible that the changing patterns of climate may be exacerbating the problem; more research is required to conclude whether the El Nino that set in last year, marked by a lack of pre­monsoon showers, also played a part in intensifying the fires. 21. Which of the following will be the FOURTH sentence after rearrangement ? (1) E (2) B (3) F (4) A (5) C 22. Which of the following will be the THIRD sentence after rearrangement ? (1) E (2) B (3) F (4) A (5) C 23. Which of the following will be the FIRST sentence after rearrangement ? (1) D (2) E (3) A (4) B (5) F 24. Which of the following will be the SIXTH (LAST) sentence after rearrangement 7 (1) E (2) D (3) B (4) A (5) C 25. Which of the following will be the FIFTH sentence after rearrangement ? (1) E (2) C (3) D (4) A (5) B Directions (26­30) : Each sentence given below has two blanks. Each blank indicates that something has been omitted. Choose the word that best fits in the meaning of the sentence as a whole. 26. When you want to digitalise a city............. with millions, you don’t bet............. the odds. (1) proceedings, into (2) teeming, against (3) undergoing, adhere (4) dangling, for (5) falling, above 27. The_ numbers................. by the legitimate online music service providers indicate that a growing number of users are .................to buy music. (1) morphed, ignoring (2) labelled, thriving (3) figured, fanatic (4) painted, interested (5) touted, willing 28. If India is ..... on protecting its resources, international business appears equally...................to safeguard its profits. (1) dreaded, fragile (2) stubborn, weak (3) bent, determined (4) approaching, settled (5) obsessed, prepared 29. Brands.................... decision simplicity strategies make full use of available information to .............where consumers are on the path of decisibn making and direct them to the best market offers. (1) diluting, divulge (2) tempting, maintain (3) imputing, overdrive (4) pursuing, assess (5) employing, trust 30. Lack of financing options,.................. with HR and technological ....................make small and medium enterprises sector the most vulnerable component of our economy. (1) except, loophole (2) coupled, challenges (3) armed, benefits (4) registered, strategies (5) strengthened, facilities Directions (31­40) : In the following passage, there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/phrases are suggested, one of which best fits the blank appropriately. Find out the appropriate word in each case. “Even after 69 years of independence it is disgraceful that we are yet to put our infrastructure in ...(31).... There are two types of infrastructure in the country. One is the basic infrastructure such as water supply, drainage, education etc. The other is for comfort such as excellent roads, high speed trains etc. We have not ...(32)... on either. What is the problem? Is it lack of money or funds? It may not ...(33)... be so. We simply do not know how to go about things. What we have done is that we have ...(44)... a number of layers of decision making authorities and too ...(35)... agencies and regulations. We must get a number of ...(36)... to get anything done. We need leadership not only in politics but also in administration. We need definition of our objectives such as what we need, why we need, and when we need it. ...(37)... important point is clarity of ideology. Lastly and most importantly identification of a right person for the job is ...(38) .... What we need is systematic change. Leadership and commitment make all the ...(39) ... in getting things done. There has to be an appreciation that —(40)— in infrastructure delivers a force multiplier for the economy.” 31. (1) organize (2) place (3) vicinity (4) commitment (5) duty 32. (1) accomplished (2) attained (3) established (4) qualified (5) delivered 33. (1) quietly (2) inevitably (3) because (4) necessarily (5) voluntarily 34. (1) created (2) resulted (3) caused (4) invented (5) influenced 35. (1) great (2) abundant (3) many (4) much (5) manifold 36. (1) hardships (2) attempt (3) bribe (4) clearances (5) skill 37. (1) Another (2) Different (3) Others (4) Moreover (5) Distinctly 38. (1) expected (2) dependent (3) awaited (4) inherent (5) essential 39. (1) basics (2) similarity (3) difference (4) rigidity (5) modesty 40. (1) building (2) investment (3) developing (4) generating (5) modifying Join Online Coaching for SBI Clerk Exam Buy Printed Study Material for SBI Clerk Exam   < State Bank of India English Clerk